Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month, you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.


Why should you join the iCard family?


A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing up for iCard you get a private payment account with a personal IBAN to send and receive bank transfers worldwide, with no hidden fees.


Earn back money with cashback
Our premium debit cards offer not just add-on services but exquisite privileges that are tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get а free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.


Send money in the blink of an eye
Make free and instant payments to anyone using iCard – get paid, split bills and request money in seconds. Need to send money to someone who is not on iCard yet? We got you covered with our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.


Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF and RON whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe, available 24/7 all year round.


Buy and sell crypto
Get started with as little as 1€. You can buy and sell almost 200+ different cryptocurrencies and precious metals, depending on the availability in your country. Please note that service is provided by Bitpanda and none of the statements constitute investment advice.


Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and a free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.


Contactless payments on the go
Add your debit and virtual Visa cards, issued by iCard, to Apple Pay and make fast and secure payments with your phone or watch. If you have a Garmin smartwatch, you can also add them to Garmin Pay.


And many more amenities:
• Fast and secure payments with QR codes
• Send a virtual or physical GiftCard for every occasion
• Top-up prepaid mobile numbers and services
• Add your loyalty cards and forget about your bulky wallet

Download the app, open a free account in just 5 minutes and join the iCard family.

Check our Terms & Conditions and the iCard Tariff: www.icard.com/en/full-tariff-personal-clients
iCard AD is an EU e-money institution, licensed by the Bulgarian National Bank. Registered address: Business Park B1, Varna 9009, Bulgaria


*We offer an iCard e-money account to legal residents of the European Economic Area. If you are born or reside in an EEA country, you can unlock all iCard features. Just get in touch with our team and we will happily take care.


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