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iVelopes

Published by: Layne Bryant
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Description

Gain complete control of your finances with iVelopes, an envelope budgeting financial app. With iVelopes you can finally achieve your budgeting goals without all the hassle of keeping track of where your money is.
Envelope budgeting has been around for decades, long before computers and phones. This easy to use system allows you to set aside money into categories (or envelopes) that can be drawn upon or saved. Money in envelopes can be moved around without having to make transfers between your various accounts like credit cards and checking, allowing you to shift your finances to the areas you need them the most.
The advantage over traditional budgeting software is that you are using money you already have, not money that you may have. Also, envelopes retain their money without resetting every month, so you can set aside cash for those big ticket items. It may seem like a small change, but when you budget with envelopes, you start to think toward a savings perspective, instead of a debt repaying perspective.
With iVelopes, you can:
- Keep an active register of accounts of all types, including: checking, credit, savings, investment, retirement, loans, mortgages, and cash.
- Save and budget using the tried and true envelope budgeting system.
- Set aside money for things you want to purchase.
- Control your spending by limiting spending to what you already have.
- Move virtual money among your envelopes without having to make any transfers.
- Create recurring bills, deposits, and envelope distributions on any interval you can think of.
- Use projected bills, deposits, and distributions with one click of the button.
- Create transactions effortlessly with auto-complete and last transaction settings.
- Enter your transactions faster with the "Quick Entry" feature.
- Take a snapshot of an account, automatically creating a withdrawal or deposit for you.
- Optionally password protect on startup and unlock.
- Use your local currency based on your device's settings.
- Backup, restore, and auto-synchronize your data with a Dropbox account.
* Compatible with iOS 3.1 and above
If you want to check out iVelopes before you purchase, you can take a look at the user manual at:
echo17.com
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iVelopes FAQ

  • Is iVelopes free?

    Yes, iVelopes is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is iVelopes legit?

    🤔 The iVelopes app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does iVelopes cost?

    iVelopes is free.

  • What is iVelopes revenue?

    To get estimated revenue of iVelopes app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

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Ratings History

iVelopes Reviews

Still the best!

atomicleda on

United States

I’ve been using this app for 10 years now and it’s still the best one. Keep your account register, track your expenses, and use virtual envelopes.

IVelope

Josie. W on

United States

I just purchased this and was super excited. Printed out the 47 page manual to get started and the app will not open. It’s frustrating.

Stall, crash, and burn

Nutrihero on

United States

This app has potential to be helpful. My husband and I use (were using) the app to monitor our family bills, budget, and expenses. It’s nothing super fancy but was a simplified and easy way to employ the envelope method of budgeting but digitally. However, we’ve experienced many pitfalls with this app. The app appears to rarely be updated by developers a huge problem considering after the last major Apple update, neither my husband or I can actually get into the app! There’s a persistent error message and no way around it. So no one way to track our data or even view it. Here’s the other issue, we assumed we should be able to employ the “restore” from Dropbox function on our family iPad since that older version is somehow working. Nope! The app allowed us to resync to Dropbox and instead of pulling information from a few days ago when the app was working it wiped out everything! So in sum the Pros of this App: - Simplified digital budgeting using the envelope method - transactions organized by date - ability to create envelop categories - ability to share across devices Cons: - Very few updates - App inaccessible with latest Apple Update - When app was working it would crash often - when working takes a long time for any input to load and appear on the transaction screen - Cannot rearrange order of envelopes automatically or by a drag and drop - Cannot delete envelopes without permanently screwing up all of your accounts - Cannot collapse envelopes in an envelope category - Sometimes has syncing errors in which a transaction shows up twice - Transactions are automatically sorted by date and in alphabetical order not by date and time, so double checking with bank accounts can be challenging. - connecting with a Dropbox account for added sync and backup isn’t helpful - little to no helpful information exists in contacting developers or getting support with app issues

Best budget app

KendraJade'88 on

United States

This is by far my favorite budget app that I've ever used. I've tried out so many and none of them work with my income better than this one. My one complaint is the design, I wish it had a more modern design or that the colors were customizable. That would be great. I'm not a fan of the style/colors.

Great App

DaReviewer12 on

United States

Best envelope budget app thus far. Does what it's supposed to without the glitches. Easy to learn. PDF manual walks you through basic use and shows some of the other perks. Love projections! Great job!

Great app

Mnmbookworm on

United States

This is one of those apps that needs more of a spotlight. After looking t and trying several budget apps, I came across this app close to the bottom of he list. I love the PDF user guide. Very helpful in understanding the program. I wanted an envelope app that let me have accounts. This app is perfect, I can set up my envelopes and know exactly how much money I have left. The app allows for reaccuring transactions and scheduling payments in the future (like for upcoming bills). There is a slight learning curve for navigation around it but it is a powerful software. The only this it is missing is a built in calculator. Other then that the app is perfect. iPad friendly version and iCloud sync would be nice. It does have Dropbox sync. This works well for backing up or changing between devices. Or you can use the auto sync (have to have service to enter items however). Again, great program for anyone wanting to use an electronic envelope service. I use it daily and it works awesome.

I really wanted to like it....

Packerwidow on

United States

While many others rave about this app, I just can't. It is not easy to set up....there's a file that you need to use to get everything where it belongs. It's not something you can just jump in and intuitively use. I just don't have the time or patience to utilize this. Sorry.

PERFECT APP

DJ SCiZ on

United States

I had been withholding my review waiting on an update that would allow syncing between devices, and as promised via email by the developer, it's here and works perfectly! That one update took this app from great status to perfect. I use it extensively. I mentioned that the developer took the time to personally respond to my request for an update, but he also emailed periodically (unprompted) to give me status updates, and finally to let me know that the update was available. Can you really find better??? HIGHLY RECOMMEND Works perfectly for those following a Dave Ramsey program.

Great App!!

Luv veggies on

United States

This is, exactly, the app I was looking for. I looked through a ton of budgeting apps before I found this one and it was worth the wait. The user guide on the website was very helpful and I would recommend reading it before trying to figure everything out on your own. Thanks for a great app!

Can't live without this awesome app!!!

Carey_girl on

United States

I have tried several budgeting systems, and this is BY FAR the best app out there especially if you are a Dave Ramsey follower!! You can set your envelopes up just like you do on the gazelle budget system. It's very easy to use once you get the hang of it. I had trouble with the app crashing on me, so I contacted Layne via email. All I can say is WOW! Unbelievably helpful, super quick response, and my problem was handle with the utmost consideration. I was notified several times of what was being done to resolve my issue, and was even given a "shortcut" around my problem until it could be resolved. I highly recommend this app to anyone trying to use the envelope system. Best $3 I ever spent!

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App Info

Category
Finance
Publisher
Layne Bryant
Languages
English
Recent release
2.2.4 (2 years ago )
Released on
Jan 14, 2010 (14 years ago )
Last Updated
6 months ago
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