Name: LendingPoint
Author: LendingPoint

Description

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs.
Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

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LendingPoint FAQ

Is LendingPoint free?

Yes, LendingPoint is completely free and it doesn't have any in-app purchases or subscriptions.
Is LendingPoint legit?

✅ The LendingPoint app appears to be high-quality and legitimate. Users are very satisfied.

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How much does LendingPoint cost?

LendingPoint is free.
What is LendingPoint revenue?

To get estimated revenue of LendingPoint app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

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Ratings History

LendingPoint Reviews

Awesome service!

This company really took care of my needs, the process was clean, fast, informative. And, I secure a good interest rate, especially during these inflation, hard times to deal with for sure! Highly recommend this company!!

I love Lending Point!

They are great to work with you! They give you fast approval and deposit it quickly into your bank account!! They have great customer service!

Horrible

This is a horrible app want even let you type anything

Great Customer Service

Easy to work with and great understanding as we had our loan through the Covid timeframe.

Great service

I have great experience with this company. Happy overall. They helped me to grow my busyness.

Loan

Honest. Affordable monthly payments and low interest . If I would need another loan I will thinks of this place first

Great!!

The app is streamlined/efficient as well as the website. Great product!

Compassion for my situation !!!

I have had some personal family issues recently, and during this time I was unable to pay my monthly bill. Which was putting me in a bad position because I always pay on time if not early. I was really stressed and worried. So I decided to give my loan company a call and they were able to Help me. They went over and beyond to make sure my credit stayed In Good standings and for 3 months they basically rolled over my payments till the end. I believe for those three months I only paid like 25 dollars to keep me floating with good credit. I have never had this kind of service from any company like this. THANK YOU 🙏 LENDING POINT For treating me like Family and taking such great care during my hard time. I recommend them too everyone I know.

Thank You

You gave me the opportunity to pay some bills at the time nobody will lend me some money! Thank you so much for helping me when I needed the most, easy to fill up application and the most important the payments were manageable ! Thanks again!

Great lender, app

I can’t say enough positive things about LendingPoint. I secured a small loan a couple years back, receive friendly reminders prior to auto payment date that consistently alerts me via text (preferred). After falling behind one month recently the tone and frequency of LendingPoints notifications did not change. They alerted me to the issue via supportive, non threatening texts. Removing any angst from contacting them to resolve. Their friendly, accepting communication sets them apart from other lenders methods of resolving.

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