Monzo - Mobile Banking
Spend, save, manage your money
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Description

Monzo is the best banking app that helps you save towards your goals, spend confidently, and manage your money—all without any fees.


Open a personal or joint checking account in just a few minutes.


WHY OVER 9 MILLION CUSTOMERS LOVE MONZO


Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees.

Get paid early with a qualifying direct deposit.

Connect all of your accounts and cards for an all-in-one view of your finances.

Instant access to cash with our network of nearly 40,000 free ATMs across the US.

Our award-winning support team is here to help 24/7.

With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*


UNDERSTAND YOUR SPENDING HABITS


Real-time notifications each time you spend on your debit card.

Get money saving insights across all your bank accounts and credit cards.

Set a target for how much you want to spend and we’ll help you stay on track.


REACH YOUR SAVINGS GOALS


Set aside money for trips, bills, emergency funds, and more in a Savings Pot.

Set a goal on a Pot and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed.

Automatically contribute a portion of your paycheck towards your goals.

Turn your spare change into savings with automatic roundups.


SERIOUSLY SECURE


With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*

Anti-fraud systems that make sure your money is safe, without adding friction for you.

Protect your money with Touch ID, Face ID, and PIN.

____________________________


Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account benefits from pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply.
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User Rating

4.87 out of 5

247 ratings in South Africa

5 star
232
4 star
8
3 star
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2 star
1
1 star
4

Ratings History

Reviews

Most efficient bank

herpymcderpy on

This bank is the best by far.

Worst digital bank I have ever encounters

sebcory on

After fighting to get to speak to a real person for weeks in end, they failed to offer me any service. My aunt recommended monzo to me as she is an investor and uses it herself, I am absolutely shocked at the level of disinterest from Monzo @Monzo

Great App

Alwan Doe on

Easy to use and understand! Potential bug though, when closing the app on my iPhone, as one would do with all other apps, it crashes and brings me back to the home screen, instead of allowing me to continue to close other apps too. Nothing serious, just something that can be fixed.

Life changing in baking!

CAWhewell on

Bringing Innovation in the banking world of everyday lives. This app is a game changer in handling all your finances and creating better spending habits!

Easiest bank ever

KaydenHesketh on

By far the most efficient and surprisingly trustworthy “bank” I’ve come across. I travel a lot but based in the UK and it just makes my life so much easier. Transferring money for work and withdrawing and paying overseas is an absolute treat. Would definitely recommend to anybody looking for an easy to use and reliable online bank!

Awesome banking app

wookie75 on

Please keep up the great work the app is slick easy to navigate and is packed full of features

Amazing bank!

Brensal on

This app allowed me to get an account very easily when I moved to the UK. It better than anything I have ever used before. Features like bill splitting make it leaps ahead of any other banking app. I have also just returned from Asia where drawing cash and using my card was an absolute breeze. Highly recommended.

Excellent

totallykickass on

For a bank that relies solely on their application, Monzo is phenomenal. As a student that changes houses every year, it is very convenient. I recommend Monzo to every single person. Easy to manage, especially as your contactless payments are immediate.

Store Rankings

Ranking History

Category Rankings

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Top Free
3
Top Free
22
Top Free
31
Top Free
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Top Free
96

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Monzo Bank Limited
Languages
English
Recent version
5.81.0 (2 days ago )
Released on
Feb 4, 2016 (8 years ago )
Last updated
1 week ago