Monzo - Mobile Banking

Spend, save, manage your money

Published by: Monzo Bank
Downloads
Revenue

Description

MAKE YOUR MONEY MORE MONZO
Hi, we're Monzo – a bank that lives on your phone.
Numbers are kind of our thing. Here are a few of our favourites:
• 10 million: how many people bank with us
• 10: the minutes it takes to open a personal or business bank account (you can use the Current Account Switch Service too)
• 24/7: the hours and days you can chat to our customer support
You'll need a Monzo current account to access Investments, Instant Access Savings Pots and Monzo Flex Credit Card.

GET TO KNOW WHERE YOUR MONEY GOES
• Get instant notifications when money comes in and out of your account
• Learn about your spending habits with weekly and monthly insights
• Schedule your bills or regular monthly payments and manage subscriptions
• Get that payday feeling one business day early when your salary is paid via Bacs
• Free yourself from travel fees. Pay anywhere and in any currency on your debit or credit card. (We pass Mastercard's exchange rate directly onto you, without any hidden fees.)

SUPERCHARGE YOUR SAVINGS WITH POTS
• Create personalised Pots to separate your spending money and savings
• Turn your spare change into savings with automatic roundups
• Earn interest on your money with Savings Pots
SPLIT AND PAY THE MONZO WAY
• Split bills, send payment reminders, and keep track of joint costs
• Easily request money or make payments with a link (limits apply, £500 for requesting money and £250 for making payments with a link)
MONZO INVESTMENTS: LEAVE THE HARD WORK TO US
You must be over 18 years old to use this feature.
• Choose from 3 investment options based on the level of risk you’re happy with
• Start with as little as £1
• Grow your investing know-how with bite-sized topics on investing essentials
• The value of your investments may go up or down. You could get back less than you put in.

MONZO FLEX: AN AWARD-WINNING CREDIT CARD

Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.
Monzo Flex was voted Best Credit Card at the 2024 Card & Payments Awards
• Protect eligible purchases made with the Flex card with Section 75 Protection
• Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
• Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).

MONZO BUSINESS: IT JUST WORKS, SO YOU CAN TOO
Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards.

• Manage money for your business with no monthly fee or go Business Pro for £9 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more
• Make international payments from your bank account (powered by Wise, fees apply)
• Only sole traders and limited company directors in the UK can apply. Ts&Cs apply.

Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.
Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG
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Screenshots

Monzo FAQ

  • Is Monzo free?

    Yes, Monzo is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Monzo legit?

    🤔 The Monzo app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Monzo cost?

    Monzo is free.

  • What is Monzo revenue?

    To get estimated revenue of Monzo app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.87 out of 5

278 ratings in South Africa

5 star
261
4 star
8
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2
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4
Ratings History

Monzo Reviews

Don't listen to customers

Stef-sa on

South Africa

Highly frustrating that it's not possible to receive receipts for payments (proof of payment). Looks like monzo ignored requests since 2018. No way to give feedback either

Mr Dzonga

sylvareign on

South Africa

Best app ever u get notifications intime before paid

Most efficient bank

herpymcderpy on

South Africa

This bank is the best by far.

Worst digital bank I have ever encounters

sebcory on

South Africa

After fighting to get to speak to a real person for weeks in end, they failed to offer me any service. My aunt recommended monzo to me as she is an investor and uses it herself, I am absolutely shocked at the level of disinterest from Monzo @Monzo

Great App

Alwan Doe on

South Africa

Easy to use and understand! Potential bug though, when closing the app on my iPhone, as one would do with all other apps, it crashes and brings me back to the home screen, instead of allowing me to continue to close other apps too. Nothing serious, just something that can be fixed.

Life changing in baking!

CAWhewell on

South Africa

Bringing Innovation in the banking world of everyday lives. This app is a game changer in handling all your finances and creating better spending habits!

Easiest bank ever

KaydenHesketh on

South Africa

By far the most efficient and surprisingly trustworthy “bank” I’ve come across. I travel a lot but based in the UK and it just makes my life so much easier. Transferring money for work and withdrawing and paying overseas is an absolute treat. Would definitely recommend to anybody looking for an easy to use and reliable online bank!

Awesome banking app

wookie75 on

South Africa

Please keep up the great work the app is slick easy to navigate and is packed full of features

Amazing bank!

Brensal on

South Africa

This app allowed me to get an account very easily when I moved to the UK. It better than anything I have ever used before. Features like bill splitting make it leaps ahead of any other banking app. I have also just returned from Asia where drawing cash and using my card was an absolute breeze. Highly recommended.

Excellent

totallykickass on

South Africa

For a bank that relies solely on their application, Monzo is phenomenal. As a student that changes houses every year, it is very convenient. I recommend Monzo to every single person. Easy to manage, especially as your contactless payments are immediate.

Store Rankings

Ranking History
Category Rankings
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Category
Rank
Top Free
2
Top Free
54
Top Free
58
Top Free
68
Top Free
72

Keywords

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Monzo Installs

Last 30 days

Monzo Revenue

Last 30 days

Monzo Revenue and Downloads

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