For individuals, Noelse is an online account, a French RIB, a digital and physical Noelse card, and your balance in real time at a much lower cost than your traditional bank (€18/month = average bank charges in France in 2021 for individuals - https://billetdebanque.panorabanques.com).

For professionals, you'll also have payment terminals (TPE) so you can collect cash directly from your customers.
With the Noelse application, you can organise your finances, control every expense and save money simply and effectively.

OFFERS FOR INDIVIDUALS
- Noelse Éco, €2/month: 1 account + French RIB + digital card. Simple, fast and paperless, a banking alternative at an eco price.
- Noelse Smart, €6/month: 1 account + French RIB + card (digital and physical), just like a bank... but with à la carte services that adapt to your budget, not the other way round.
- Noelse Care, €9/month: unlimited services and all the new features, at no extra cost.

ROFESSIONAL OFFERS
- Noelse pro Éco, €5/month: SCI, auto entrepreneur... 1 pro account + French RIB at an eco price!
- Noelse pro Smart, €19/month: associations, craftsmen, self-employed people... 1 pro account + RIB + card (digital and physical), and customised services to support your growth.
- Noelse pro Collect, €29/month: hotels, local retailers, restaurants, medical professions, etc. 1 pro account with Eftpos terminal included. Collect your customers, track remote collections and all your flows on your project accounts dedicated to your POS collections.

Like over 35,000 customers, you can
- Manage your budget wherever you are on your mobile application or from your PC.
- Track your cash inflows and outflows in real time
- Pay and withdraw everywhere, in complete security, with your Noelse card
- Temporarily block and instantly unblock your card if you lose it (no need to stop payment)
- Manage your payment and withdrawal limits
- Obtain and share your RIB or IBAN
- Save with project accounts
- Aggregate your external banks in total confidence to monitor the total balance of all your accounts on a single interface

... AND MORE FOR PROFESSIONALS
- Cash your customers directly with Noelse Eftpos terminals (maintenance and exchange within 24 hours included)
- Monitor remote collections in real time from your dedicated Eftpos terminals project accounts
- Monitor your business and organise your cash flow (VAT accounts, URSSAF, collections, etc.)

We protect your money and your data.

NOELSE PAY is a French company, regulated by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under CIB code 16338 since 2011. We comply with the European Payment Services Directive (PSD2). We comply with the principles of the General Data Protection Regulation (RGPD), defended by the French Data Protection Authority (CNIL). We work in partnership with Mastercard.

FIND OUT MORE:
- Visit our website https://noelse.com/faq
- Contact: [email protected]