--- title: "Optum Bank - Reviews, Revenue and Downloads in United States | Apple App Store" description: "The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, fl" --- # Optum Bank — United States > Connecting health & finance ![Optum Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/58/76/f8/5876f8d5-2404-fc61-f730-088d8537501d/AppIcon-0-0-1x_U007emarketing-0-7-0-sRGB-85-220.png/434x0w.png) **Developer:** [Optum](https://apptail.io/developer/optum-tQR) **Category:** Finance **Rating:** 4.8/5 (54,632 ratings) **Price:** Free **Bundle ID:** com.optum.mobile.OptumBank **Store:** Apple App Store **Country:** United States **Version:** 4.10.0 (released 2026-10-27) **Original Release:** 2018-01-07 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1322690077) **AppTail Page:** [https://apptail.io/app/optum-bank-WzL/united-states](https://apptail.io/app/optum-bank-WzL/united-states) ## Optum Bank Description The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers. ## Optum Bank Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/83/25/16/832516f2-b3b5-236f-a4f2-9f57936ebeb0/32725771-ed10-42e8-a1ab-8d90aed11d36_ios-6.5-09.2023_1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/56/51/f4/5651f44a-5a2c-9d59-dbcd-5fc070a2b6de/5f0a2161-f1d2-474b-b5fb-3ccc8dbbeefa_ios-6.5-09.2023_2.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/8e/12/40/8e1240a4-a393-482c-4525-7178daac8fe0/2395cb98-e775-4dbd-bf16-15e6afa9c31f_ios-6.5-09.2023_3.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/39/3e/98/393e980b-5db1-ddfd-5b53-8da7f9625b26/7bfbd43e-af4a-42d3-b92b-e90dfed3d3a2_ios-6.5-09.2023_4.png/1284x2778.png) ## Optum Bank Rating Breakdown in United States - 5 stars: 46,233 (85%) - 4 stars: 5,558 (10%) - 3 stars: 1,385 (3%) - 2 stars: 354 (1%) - 1 stars: 1,102 (2%) ## Optum Bank Reviews in United States ### ***** "App" I absolutely love this App and everything that’s in it, it is very helpful -- RavenSade, 2024-12-31 ### *---- "Most Useful Feature Pulled" I only used app to check balance and upload receipts to the Receipt Vault. Contrary to description/image in App Store the Receipt button is no longer in the app. -- FolsomJRT, 2024-12-31 ### ***** "MN user" Login taking over minute to loan home page , this is really annoying. —— Now it seems fixed. Thanms -- Mohan0321, 2024-12-29 ### ***** "Optum" I’m happy to have optum -- B.j.D.P, 2024-12-29 ### **--- "Text code/call code log in" To verify identity it wants gives you the option to get a code sent to ur phone or get a phone call. Every time you try text or call for verification, you get a 404 error. “Resend” also triggers the 404 error. Tried everything: logging out and logging back in, clearing the app from my history, even deleting and redownloading the app and it still does it. Also not specifically about the app but the company itself, they take a pretty hefty chunk out of your money every month (higher than I would say is reasonable) for account maintenance and also take a high percentage out of your investments too. Really wish my employer didn’t use these guys. This company knows your stuck with them and totally takes advantage :// -- Surfer_girl1, 2024-12-28 ### **--- "No technical support" I can’t access my Optum card via the app. The whole reason for downloading the app was to add the card to my Apple Wallet. I called Optum and they told me they don’t have a technical support department they could transfer me to. I clicked on the “contact support” link under the app page in the App Store and it redirected me to their home page. Frustrating. UPDATE: the developer responded to say this issue should be fixed now. It’s not. The app says “[NAME] does not have a card for this account” when I definitely have a card I’ve been using all year. There is no option to add a digital card either. Only to order a physical card to my mailing address. Please try again. -- Buzzkill718, 2024-12-24 ### *---- "Timely deposits" I would appreciate knowing why it takes multiple weeks, sometimes over a month, before my HSA payroll deductions appear in my HSA account. I’ve routinely had a full month go by with no deposits. Where is my money held during these lapses? Who’s earning / keeping that interest? -- @jimfoley365, 2024-12-24 ### *---- "First show up!" I should have gained access to the Optum app two months ago, but despite downloading the app and completing all the required steps, I still cannot log in. Every attempt leads me back to an orange screen asking to sign in with my health ID—the same username and password I’ve used repeatedly. Not only have I been unable to access my account balances, but I’ve also encountered poor customer service. I’ve called three times to report the issue, received no meaningful updates, and today was transferred to the technical team, which never answered. I’ve followed all instructions, tried multiple browsers, and gone through troubleshooting steps with the Unhelpful support desk—all to no avail. Adding to the frustration, I never received the health savings card associated with this account. This is unacceptable, especially when dealing with health savings accounts. Please address these technical issues immediately. -- Chew them good, 2024-12-12 ### ***** "Great app. Great benefits." In a world of useless apps, Optum Bank has created something with real value. -- The guy that likes pie, 2024-12-08 ### ***-- "Poor file management" As long as I manage my reciepts in my photos app and do not use optum bank for file management…it’s almost not a pain to use. -- MarkcKS, 2024-12-01 [View all Optum Bank reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Optum Bank Discovered Keywords - hsa bank - instant receipt - hsa - health savings account - hsa bank mobile - hsa app - hsa store - hsa bank app - hsa mobile - optum financial ## Apps Similar to Optum Bank - [Betterment Invest & Save Money](https://apptail.io/app/betterment-invest-save-money-kO/united-states) - [Voya](https://apptail.io/app/voya-XUb/united-states) - [NetBenefits](https://apptail.io/app/netbenefits-Sxd/united-states) - [HealthEquity Mobile](https://apptail.io/app/healthequity-mobile-qzd/united-states) - [Empower ®](https://apptail.io/app/empower-ebh/united-states) - [READYSAVE 529](https://apptail.io/app/readysave-529-Jfx/united-states) - [Schwab Workplace Retirement](https://apptail.io/app/schwab-workplace-retirement-CIU/united-states) - [Principal®](https://apptail.io/app/principal-gBV/united-states) - [HSA Bank](https://apptail.io/app/hsa-bank-qFub/united-states) - [BCU Mobile Banking](https://apptail.io/app/bcu-mobile-banking-thzc/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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