Description
PeraJoy – Fast, Flexible, Secure Loans
Access funds quickly from your phone for emergencies, daily expenses, or small investments. Borrowing is simple, transparent, and safe.
Loan Options
Amount: ₱2,000 – ₱50,000
Term: 3 – 12 months
APR: 12% – 24%, fully disclosed
Service Fees: Clear and upfront
Example: Borrow ₱10,000 for 6 months at 18% APR → total repayment ~₱10,900, monthly ~₱1,817. Exact terms shown before approval.
How It Works
Register in the app and verify your ID
Apply for a loan in minutes
Receive funds directly to your bank or e-wallet
Track repayments and get reminders
Why PeraJoy?
Fast & Simple: Quick application and approval
Transparent: Clear terms, no hidden fees
Flexible: Loan amounts and schedules to fit your needs
Safe: Compliant with RA 10173; data fully encrypted
Supportive: Responsive customer service
For help or questions, reach our team:
- Email: [email protected]
- Hours: 8:00 AM – 6:00 PM, Monday to Sunday
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Access funds quickly from your phone for emergencies, daily expenses, or small investments. Borrowing is simple, transparent, and safe.
Loan Options
Amount: ₱2,000 – ₱50,000
Term: 3 – 12 months
APR: 12% – 24%, fully disclosed
Service Fees: Clear and upfront
Example: Borrow ₱10,000 for 6 months at 18% APR → total repayment ~₱10,900, monthly ~₱1,817. Exact terms shown before approval.
How It Works
Register in the app and verify your ID
Apply for a loan in minutes
Receive funds directly to your bank or e-wallet
Track repayments and get reminders
Why PeraJoy?
Fast & Simple: Quick application and approval
Transparent: Clear terms, no hidden fees
Flexible: Loan amounts and schedules to fit your needs
Safe: Compliant with RA 10173; data fully encrypted
Supportive: Responsive customer service
For help or questions, reach our team:
- Email: [email protected]
- Hours: 8:00 AM – 6:00 PM, Monday to Sunday
Screenshots
PeraJoy FAQ
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Is PeraJoy free?
Yes, PeraJoy is completely free and it doesn't have any in-app purchases or subscriptions.
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Is PeraJoy legit?
Not enough reviews to make a reliable assessment. The app needs more user feedback.
Thanks for the vote -
How much does PeraJoy cost?
PeraJoy is free.
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What is PeraJoy revenue?
To get estimated revenue of PeraJoy app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.78 out of 5
165 ratings in Philippines
5 star
147
4 star
11
3 star
1
2 star
1
1 star
5
Ratings History
PeraJoy Reviews
App doesn't have any reviews yet
Store Rankings
Ranking History
Category Rankings
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Chart
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Category
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Rank
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Top Free
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15
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Top Free
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292
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PeraJoy Installs
Last 30 days
PeraJoy Revenue
Last 30 daysPeraJoy Revenue and Downloads
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App Info
- Category
- Business
- Publisher
- Unknown
- Languages
- English
- Recent release
- 1.0.0 (1 week ago )
- Released on
- Nov 25, 2025 (1 week ago )
- Also available in
- Philippines
- Last Updated
- 1 day ago
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