Privo is an app from Kisetsu Saison Finance (India) Pvt Ltd or Credit Saison India (CS India), one of the leading neo-lending conglomerates in India.

Adhering to the RBI's Fair Practice Code, Privo is committed to ensuring transparency while lending loans to customers digitally.

This app is designed for Credit Line servicing purposes only. Enjoy your active Credit Line and access funds anytime, anywhere on your iOS device.

Benefits Of Using Privo:
1. Pay Interest Only On The Amount You Use: Experience the convenience of paying interest only on the amount you withdraw, saving you money on unused credit
3. Withdraw funds anytime: Borrow any sum of money (from ₹20,000) from your approved credit limit (up to 5 lakhs) for 3 months to 60 months.
4. No Hidden Fees or line set up fees: Privo doesn't charge any hidden fee for withdrawing money.
5. EMI Repayment Offers: You can select EMI options to repay the borrowed amount.
6. 100% Paperless: Privo provides a fully digital and paperless experience, ensuring easy approvals of credit lines
7. Safe And Secure Process: Our app's advanced encryption technology guarantees a safe and secure experience.
In short, Privo offers the best features to its customers:
1. Credit Line ranges from ₹20,000 to ₹500,000
2. Tenure: Min. 3 months | Max. 60 months
3. Interest rate: Min 9.99% pa | Max 39.99% pa
4. Processing fee - Min 1% | Max 3%*
*Terms & Conditions Apply

Below is an example of how Privo helps you access funds easier.
Example:
1. Principal amount: ₹100,000
2. Tenure: 12 months
3. Interest rate: 14 p.a%
4. EMI: ₹8,979
5. Interest Payable: ₹8,979
6. Processing fee (@ 1% + GST): ₹1,180
7. Total cost of loan: 107,748
8. Total amount disbursed: 98,628
9. BPI (Broken period interest): 192
10. APR: 16.65%

Additional Charges:
Overdue Interest Rate: 36% p.a.
Full prepayment charges: 5% of outstanding amount + taxes* Part prepayment charges: 5% of outstanding amount + taxes*
Swap charges (Cheque/NACH): ₹250/- + taxes
Dishonour charges: ₹450/-
Uses of Privo’s Instant Line of Credit
1. Refinancing
2. Wedding loan for marriage expenses
3. Travel loan
4. Home renovation loan
5. 2 wheeler/4 wheeler loan
6. Personal loan
7. Mobile phone loan/Loan for a laptop/Consumer durables loan
8. Instant cash loan
9. Education loans
10. Medical emergencies
11. Debt consolidation loan

Contact Us:
More info about Privo: https://privo.in/
Our Parent Company info: https://creditsaison.in/
Privo's privacy policy: https://www.creditsaison.in/privacy-policy
Email us at: [email protected]/[email protected]
Call our customer care number: 18001038961

Address:
Kisetsu Saison Finance (India) Private Limited,
CIN U65999KA2018FTC113783
Registered office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029