radicant: next-generation bank

Banking & Investing mit Impact

Published by: Radicant Bank

Description

The new bank reinventing banking & investing

With a free everyday account and impactful investment products.

Open your account in just 5 minutes via your smartphone and start supporting projects and companies that contribute to a future worth living in.

Banking:
- Free CHF and EUR account
- Virtual debit card
- No extra fees and markups when you pay with your radicant debit card in a foreign currency
- SEPA payments
- Apple Pay, Google Pay, TWINT
- eBill
- Carbon footprint tracker: Monitor your carbon impact of each payment
- A part of your cash is placed in Green Bonds supporting global sustainable projects
- Deposits guarantee up to CHF 100,000
- Help restore ecosystems each time you pay with your card

Investing:
- Starting from as little as CHF 1,000
- Invest in companies that contribute to the UN’s 17 Sustainable Development Goals (SDGs)
- Choose sustainable investment themes for your portfolio that are particularly close to your heart
- Thanks to our rating system, you always know which companies are in your portfolio, and why
- Your portfolio is actively managed and sustainably and broadly diversified
- Open your investment mandate directly in the app – in just a few minutes

Our pricing in a nutshell
- CHF 0 base fee
- Maximum wealth management annual fee of 0.45%
- Maximum annual investment product costs of 0.47%

You can find further information about our pricing on our website.

radicant is a Swiss bank and an independent venture of BLKB.

The radicant app is made for smartphones only. Running it on tablets is not supported.

Legal Disclaimer:
The app is only intended for admitted nationalities. Usage of the app is prohibited if your place of residence and/or nationality is outside of the accepted countries. The use of certain services might be limited depending on your nationality and/or residence.
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User Rating
App is not rated in Croatia yet.
Ratings History

Radicant: next Reviews

Ohne Ankündigung seit 3 Tagen down … generell: viel Luft nach oben.

Seltenbach on

Switzerland

Ohne Ankündigung seit 3 Tagen per App nicht mehr erreichbar … Eigentlich ein gutes Angebot. Allerdings werden neue z. T. unausgereifte Features aufgeschaltet, bevor bekannte Bugs und fehlerhaftes Verhalten der App behoben sind. Einige Bugs sind seit mehreren Monaten gemeldet und deren Behebung vom Support versprochen. Nun ist die Bank ohne Vorankündigung seit 3 Tagen per App nicht mehr erreichbar … 2 Sterne ..,

2nd of Jan and no access!!!

sushinori on

Switzerland

This is a total joke, I can’t access my money as Radicant must have been performing some upgrade without warning, it’s past 6pm and I still can’t unlock my card to withdraw cash. No info on their website and indeed, no one picking up the phone! Guess who’s going to shut it down asap?! Claim your various bla-bla-bla consumer award, you most certainly don’t deserve them.

Interesting

mux_ch on

Switzerland

Good app and supposedly good exchange rates. Which I don’t try because of the obligation to upgrade the app. It is annoying when travelling in remote areas with poor reception and high data costs. So I lost access to my account till I was at the airport again.

Nationality restrictions

tszlife on

Switzerland

Unfortunately radicant didn't disclose the nationality restrictions anywhere on the website or Q&A section. Had to go down all the way almost finished setting up the account then you realize you are not welcomed despite living in Switzerland.

Impressive

piit1209 on

Switzerland

This bank just went from 0 to a 100 real quick. Launching new features constantly and doing that in a top notch quality. Really setting the bar super high - and it’s 🌱🌱

Geniales App, tolles Angebot - Impact ohne Greenwashing

Flo@AppStore on

Switzerland

Übersichtlich, transparent, fair - endlich Banking mit Impact, aber ohne Greenwashing! Unglaubliche Konditionen. Bin begeistert. Onboarding: einfach, schnell, unkompliziert. Innerhalb von Minuten steht das Konto und die virtuelle Debitkarte für Zahlungen zur Verfügung. App: übersichtlich, sehr informativ, ansprechende Gestaltung Investieren: einfach, übersichtlich, sehr transparent - mit starkem Impact-Fokus und fairen Preisen Extra: kostenlose, umfassende Reiseversicherung (Und nein, dies stellt kein Widerspruch zur Ausrichtung der Bank dar. Auch in der Schweiz oder Europa sind nachhaltige und grossartige Reisen möglich. Es muss ja nicht immer das Flugzeug sein.) Kann generell die negative Presse nicht nachvollziehen oder bestätigen. Vieles wird aus meiner Sicht richtig gemacht. Wo gibt es kein Verbesserungspotential ;) Für mich als Environmentalist endlich eine Bank die Lücke im Impact-/ Nachhaltigkeits-Banking in der Schweiz zu schliessen versucht. Hoffe auf eine Weiterbestehen von radicant! Bleibt dran, lasst euch nicht klein kriegen und behaltet eure Ausrichtung bei. Viele werden es euch danken.

Sehr gute App!

Fati24_ on

Switzerland

Funktioniert einwandfrei!

Freundecode 95b711🤑

Jakobslust on

Switzerland

Läuft alles super, App könnte etwas schneller laufen und warte auf die Unterkonten. Wäre schön wenn man einzelne Zahlungen, Eingänge diesen dann zuordnen könnte. Mit dem Code 95b711 gib’s CHF 50,- für dich.

Noch nicht ganz fertig

Markus Fo on

Switzerland

Im grossen und ganzen eine gute bank app aber international sind keine Zahlungen möglich nicht mal in dem europäischen Raum somit für mich nicht geeignet aber ist halt noch in den Kinderschuhen Bis Ausland Transaktionen abgerechnet werden können schon tage dauern!

Allgemein gut

Leguggi on

Switzerland

Allgemein gute Banking app. Nachhaltig und verantwortungsvoll. Allerdings wäre es wichtig bspw. für Rechnungen eine Summe sehen zu können. Ebill und QR Rechnung klappt, das ist super.

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App Info

Category
Finance
Publisher
Radicant Bank
Languages
English, German
Recent release
1.26.55 (1 week ago )
Released on
Oct 25, 2023 (1 year ago )
Last Updated
4 months ago
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