Stacs - Save & Get Credit

Imagine a world where you have access to funds whenever you need it. A financially free future is possible with Stacs.

Stacs Vault: Create and manage a fixed locked plan for a period of time and earn up to 18% in interest.

Easy Stacs: A much more flexible savings plan that allows you to top up a desired amount at a desired frequency and earn up 18% to interest annually

Stacs Zero: Here, you instantly get the money you need at 0% interest for the first 30 days. Stacs Zero is our "urgent 2k" product built to handle adulting emergencies like sudden repairs, health emergencies, or even running out of cash before payday. When you save with Stacs, you automatically qualify for up to half of your savings in credit. This means that if you save ₦200,000, you have automatic access to ₦100,000 in Stacs Zero.

Stacs RNPL: Stacs RNPL makes rent payment a breeze! Instead of paying your total rent sum at a go, you get to pay in 12 convenient installments. At an interest rate of just 24% per annum and repayment sums customized to suit your income, Stacs RNPL is the most convenient rent payment option you'll find anywhere.

The amount in your Savings determines how much you can access for Stacs RNPL. If you'd like to know the specific amount you'd need for your case, you can use the Stacs RNPL calculator on the app.