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FIRECalc is a must-have tool for anyone looking to achieve financial independence and retire early (FIRE). With this intuitive app, you can calculate exactly how long your savings will last based on your annual expenses and a personalized annual return rate. Whether you are planning for early retirement or just curious about your financial future, FIRECalc gives you a clear view of how long your money will sustain you.
Input your current savings, annual expenses, and set your annual return rate (from 1% to 5%) to instantly see how many years you can comfortably live off your savings. FIRECalc provides you with a simple, yet powerful way to assess the longevity of your finances, ensuring you’re better prepared for your future.
Key Features:
• Quick and easy calculation of how long your savings will last
• Personalized settings for your annual expenses and return rate
• View results in years to get a clear understanding of your financial future
• Simple and intuitive interface
Start your journey to financial freedom with FIRECalc today!
The FIRE plan (Financial Independence, Retire Early) is a personal finance strategy aimed at achieving financial independence as quickly as possible, so you can retire early and live off your savings and investments. One of the key principles of FIRE is the “4% rule.”

The 4% rule suggests that if you save and invest enough money, you can withdraw 4% of your total savings each year without running out of money during retirement.

For example, if you want to retire and live off your investments, you would need to save up 25 times your expected annual expenses. If you have $1,000,000 saved, you could withdraw $40,000 a year (4% of $1,000,000) and theoretically live off that for the rest of your life without depleting your savings.

The 4% rule isn’t foolproof, as market conditions can change, but it provides a rough guideline for planning FIRE.