Don't buy for car insurance
I optin for TPL insurance for my new car out of convenience because everything could be done virtually. A few months into my policy, I had to get my bumper repaired because of minor accident. I put in the claim, the representative from TPL had the audacity of telling me that they cannot get it repaired from Hyundai Islamabad because they are not in their panel, I have to visit Suzuki/Toyota which I disagreed because I want to get my car fixed from my dealership only. After a lot of back and forth, the total invoice came out to be 14k, which I paid in full and I was supposed to get reimbursed 10k from TPL, even though my policy covers everything, it has been over 3 months and there are no signs of 10k cheque that they were supposed to deliver within 14 working days. TLDR: don't buy for car insurance.