TVM: Time Value of Money
Financial Calculator
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Description

The TVM: Time Value of Money, Financial Calculator app will help you figure several different calculations using the most efficient financial formulas of Present Value, Future Value, Periodic Payment Amount, Number of Compounding Periods (months or years), and Interest Rate.

The idea of interest earned is that money made available at the present is worth more than the same amount of money in the future due to its potential earning capacity through interest. Provided this money can earn interest, any amount of money is worth more the sooner it is received.

This App specifically concentrates on solving for

1) Present Value (PV),
2) Future Value (FV),
3) Periodic Payment Amount (PMT),
4) Number of Compounding Periods (Time), and
5) Interest Rate (Rate(%))

For example, Compound Annual Growth Rate (CAGR) can be computed by selecting “%” and entering 3 numbers: PV, FV, and Time, then selecting Annual.

This app has built-in documentation with equations.

This app features:

• Send your calculations or conversions by social media or email
• Universal App (iPhone, iPod Touch, and iPad)
• Latest version of iOS is supported
• Retina Display graphics
• Fast app switching
• Automatically Saves Your Inputs
• Export to CSV
• All iPhone and iPad screens are supported

No network connectivity required.
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Screenshots

User Rating

5 out of 5

1 ratings in United States

5 star
1
4 star
0
3 star
0
2 star
0
1 star
0

Ratings History

Reviews

Elmo

9elmo9 on

I like the App interface. The number of periods and interest rate seem to not follow convention. If I enter PV, interest rate and period both in years, and then check monthly boxes on both I calculate monthly payment. More documentation on selection of period and interest rate/period needs to be provided or perhaps a bug exists. Given this inconsistency I have low confidence in this app.

Calculations

rebelslefty8 on

The apps calculations are incorrect

Screwy

Gollnick on

This thing is just screwy. Some things it calculates correctly. Others it is just totally wrong on. The user interface is a bit difficult to understand.

Didn't help me

Dave & Demi on

I am not expert on financial calculators. I have used them online before. I found this one difficult to figure out which variables go where. Someone with a better knowledge of financial calculators would probably find this one very easy to use.

TIME Value of bad

gatxbuzz on

I found the TVM app to not to work. It is a bad app. I want my money back.

Less than intuative

Stash2 on

Unclear how to properly enter information. Answers received were not in sync with my other financial calculators. A waste of money.

Effective app.

Serraswings on

Simple but effective. Makes time value calculations quickly. Same program can be found on a ti83+ calculator. Same calculations can be made on financial calculators. A little expensive for such a simple program though.

Didn't work

TORwithanE on

This didn't work for me at all waste of money

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Category Rankings

Chart
Category
Rank
Top Paid
5
Top Paid
46
Top Paid
49
Top Paid
79
Top Paid
88

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Verosocial Studio
Languages
English
Recent version
8.6 (2 years ago )
Released on
Nov 1, 2010 (13 years ago )
Last updated
6 days ago