Welcome to a new world of digital banking. Say hello to YAP. Take 30 seconds to sign up and receive a digital banking account – No hidden fees, no minimum balance, minimum salary or paperwork.
Take total control of your money with spending analytics, virtual cards, money-management tools and your very own Mastercard debit card. Receive access to multi-currency, bill splitting, local & international transfers, QR payments and bill payments. Upgrade your plan, choose between customized card designs and get access to a world of exclusive perks and benefits.
Experience outstanding digital banking features such as card controls, detailed spending analytics, instant fee-free transfers to friends and family through YAP 2 YAP, and a unique QR code to scan and send money seamlessly.
Allow yourself to breathe and manage money more easily. YAP has built-in security measures to help ensure that your money is safe and protected at all times.
Have a question? Our dedicated customer service team is always ready to handle your queries via social media, WhatsApp, or our live chat feature.
MORE THAN JUST A DIGITAL BANKING ACCOUNT
We believe your money should be accessible 24/7 – anytime, anywhere. YAP is the perfect all-in-one digital banking app that features insightful spending analytics, consolidated bill payments, card controls for usage and restrictions, instant bill splitting and multi-channel top-ups.
SEND MONEY EFFORTLESSLY
With YAP you can send money locally, internationally, or use YAP 2 YAP to send instant money transfers to friends within your YAP network.
We offer competitive exchange and transfer rates to make sending money internationally effortless. YAP's remittance program allows you to send money at lower rates using one of the largest networks of corridors within the UAE.
SAFE AND SECURE DIGITAL BANKING
YAP offers a safe and secure digital banking experience. Have total control in how you choose to spend and decide between using a physical card or one of your multiple virtual cards to shop securely online and avoid fraud. Pick and choose where you allow your card to be spent and never worry about a lost card again with our freeze card feature.
MULTI-CURRENCY TO MAKE TRAVELLING EASIER
Go completely cashless and enjoy a multi-currency card made for easy exchanges and spending in local currencies worldwide using the same IBAN account and card.
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YAP FAQ
Is YAP free?
Yes, YAP is completely free and it doesn't have any in-app purchases or subscriptions.
Is YAP legit?
⚠️ Warning: Multiple users of YAP have mentioned scam or fraud. Investigate thoroughly before using this app.
It was so easy to apply for the yap debit card and they have friendly assistants that talk you through the entire process.
Within a few days of submitting your details , they deliver the card to your desired location. The package was super slick and innovative.
Once you receive the card , you download the app and follow the prompts.
You can also upload it on your Apple Pay for easy use.
There’s so many added features they offer unlike most bank cards and it can be used all around the world !
Definitely recommend
True i already facing this issue ⚠️
Issue
Very bad bank for ever
If you’re money is blocked in this account you can’t get it. Im the example ❌
App issue
Almost one month I can’t login to my account and when you talk to the agent by WhatsApp they have the same answer our technician team is working on it if there’s any responsible from yap reading my comment please let me have the fear answer
Worst banking application
It is worst bank application don’t put funds it here because there are not updating it all so if you have any funds in the app and there is some issue in the app you can’t withdraw the funds all of it will be lost… I’ve faced this issue even customer service will say we are fixing this but it is never been fixed
Very bad app, its like a scams
Very bad app, whenever you need money, their services will down and your money will stuck ,,,
I am always telling myself that i will never use this app again ,,,,
Again same things happened, first i transferred funds to my Yap account, i received sms from yap thats its credited to my account while it was not showing in my account,,
Later their system completely down and not able to open my yap account,, so money stuck ,,,
This is the last time i am using this
Horrible Service
I am a student and my money is stuck in the account. I called them multiple times to check in as to why I cant access the bank account, they said they needed updated documents. I provided them all the documents while staying on call with them, every caller had a different story and excuse. They still have my money in the account and their system requires “attested documents” ??? like what the hell. I have proof of all the documents being provided but still they found an excuse to keep my money.
Trash app
It’s the worst app I ever downloaded . I registered for account and after two days it shows the same number in the queue .
YAP: Customer Support Woes, Prolonged Errors, and Document Update Delays
⚡️ It sounds like the YAP APP lacks effective customer support, faces persistent errors, and experiences delays in updating documents, contrary to the communicated timelines. Improved responsiveness and addressing technical issues promptly could enhance user satisfaction.
🔥 I aggressively not recommending this app.
💥 I am user but for opening account it took 8 months, then updating ID had been 8 months but costumer support we are still in communication with backend bank.
DO NOT TRUST THEM WITH YOUR MONEY!!
The worst experience, app, and service I have ever experienced. This app should be shut down immediately. I have been trying to reach someone through all their channels, and no one is answering. Absolutely ridiculous. This is fraud
