Delay in verifying and approving of documents
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A1Credit
Veröffentlicht von: A1 Capital Solution
Downloads
Umsatz
Beschreibung
Need a soft loan? That’s exactly what we offer at A1 credit! A1 credit allows you access instant credit to provide for your personal and business needs. It’s as simple as downloading the mobile app, applying for a loan, filling in the necessary details and voila! Your cash is ready!
RATES AND REQUIREMENTS
A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly.
To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
FOR EXAMPLE;
If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only.
We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better.
Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone!
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RATES AND REQUIREMENTS
A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly.
To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
FOR EXAMPLE;
If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only.
We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better.
Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone!
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A1Credit Häufige Fragen
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Ist A1Credit kostenlos?
Ja, A1Credit ist komplett kostenlos und enthält keine In-App-Käufe oder Abonnements.
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Ist A1Credit seriös?
Nicht genügend Bewertungen, um eine zuverlässige Einschätzung vorzunehmen. Die App benötigt mehr Nutzerfeedback.
Danke für die Stimme -
Wie viel kostet A1Credit?
A1Credit ist kostenlos.
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Wie hoch ist der Umsatz von A1Credit?
Um geschätzte Einnahmen der A1Credit-App und weitere AppStore-Einblicke zu erhalten, können Sie sich bei der AppTail Mobile Analytics Platform anmelden.
Benutzerbewertung
Die App ist in Rumänien noch nicht bewertet.
Bewertungsverlauf
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App-Informationen
- Kategorie
- Finance
- Herausgeber
- A1 Capital Solution
- Sprachen
- English
- Letzte Veröffentlichung
- 1.3 (vor 1 Jahr )
- Veröffentlicht am
- Jul 26, 2022 (vor 2 Jahren )
- Auch verfügbar in
- Nigeria, Vereinigte Staaten, Vereinigtes Königreich, Pakistan, Japan, Südkorea, Kuwait, Kasachstan, Libanon, Mexiko, Malaysia, Niederlande, Norwegen, Neuseeland, Peru, Philippinen, Indien, Polen, Portugal, Rumänien, Russland, Saudi-Arabien, Schweden, Singapur, Thailand, Türkei, Taiwan, Ukraine, Vietnam, Südafrika, Dominikanische Republik, Argentinien, Österreich, Australien, Aserbaidschan, Belgien, Brasilien, Belarus, Kanada, Schweiz, Chile, China, Kolumbien, Tschechien, Deutschland, Italien, Algerien, Ecuador, Ägypten, Spanien, Finnland, Frankreich, Griechenland, Sonderverwaltungsregion Hongkong, Ungarn, Indonesien, Irland, Israel, Vereinigte Arabische Emirate
- Zuletzt aktualisiert
- vor 2 Monaten
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