Buggy
Approved transactions often disappear, cancel or disapprove. Whichever the bug is, it gives you agony until you figure out what really happened. Sometimes it magically appears in your transaction history five or ten minutes later (great waiting time!), sometimes it doesn’t. Not trustworthy for anyone’s finances. P.S., Yes, I updated the application and am using a compliant up-to-date cell phone with a stable internet connection. I know how to manage my finances, have a working knowledge of mobile tech, and can’t be held accountable for the developer’s mistakes.