白菜帮 - 奇葩守护者

Free Money is a financial calculator and strategy tool that helps you estimate how much passive income you can generate using interest-free credit card grace periods. It’s designed for people who want to turn unused credit limits into profit — without fees, debt, or risk.
The app allows you to simulate moving borrowed funds from your credit card into high-yield savings accounts during the grace period, then calculate the income you can earn before repayment is due. Free Money is not a bank-connected service — all data is entered manually and securely stored.
Whether you’re curious about optimizing your existing credit card usage or looking to build a risk-free short-term income strategy, Free Money offers a powerful and flexible environment to model your finances with precision.
Use Free Money to:
– Estimate how much profit you can earn from credit card grace periods
– Compare high-yield savings accounts across banks and currencies
– Plan strategies that turn available credit into short-term deposits
– Track deposits, grace periods, and expected returns
– Calculate daily interest, annualized yield, and ROI for each strategy
Free Money is ideal for users looking for a:
– Credit card to savings calculator
– Passive income estimator
– Risk-free deposit planner
– Grace period tracker
– High-interest deposit simulator
– Personal finance calculator
Key Features:
– Add unlimited credit cards with custom names, currencies, and grace period settings (Premium)
– Simulate deposits from credit cards to any savings account
– Input your own interest rates and duration to get real-time profit projections
– Connect multiple cards and accounts into single strategies
– Track income potential in multiple currencies (USD, EUR, RUB, GEL, and more)
– View daily profit, annual returns, and total strategy earnings
– Visual dashboard with financial health and active strategy insights
– Export your data in JSON or CSV (Premium)
– Offline mode and secure local storage
– iCloud sync for multi-device access and backup (Premium)
Free Money is a simple yet powerful utility for anyone who wants to explore credit-based income opportunities — from beginners just learning about grace periods, to advanced users modeling dozens of credit cards.
No sign-ups, no external connections — just a manual calculator that helps you stay in full control. It’s privacy-first, lightweight, and works entirely offline.
Premium version unlocks advanced planning with unlimited strategies, multi-currency support, and complete data export tools for deeper analysis or tax reporting.
If you’re searching for tools like:
– credit card payoff planner
– income calculator app
– credit card optimization tool
– budget and savings estimator
– interest earnings calculator
– personal finance strategy builder
Free Money has you covered.
Turn your available credit into profit — without spending a cent. Use Free Money to plan, simulate, and optimize smarter financial habits.
Download Free Money and discover how much you could be earning.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/