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I’ve had this for years and I’m completely done with this bank company I’ve had so many fraudulent issues, a few times it was small amounts of money come out of my account but recently my account was drained from an unknown merchant from another country you’d think your own bank can stop a pending transaction/payment but no they said they’d have to wait for the transaction to go through before they can do anything which I question any other bank would instantly stop a suspicious transaction or freeze an account the app lacks of tools too some apps lets you automatically freezer your debit card while you don’t use it which would makes a good feature so these things don’t happen. So if your looking for a online bank look in a different direction this isn’t it. Also I’m sure they are just handing out your information because my account doesn’t go two months without some type of fraudulent issue.