Debt Strategy

So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.

Unless if I can’t add extra payments to loans. Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle

Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.

I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.

Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.

This app is excellent for anyone who wants to track how much interest your being charged monthly and how long it will take to pay off. It also give you details how much you will end up paying in interest and methods to pay off in advance

Like this app is simplistic and straightforward I would like the app to have a total monthly outlay for my debts. Right now I have to manually add each monthly payment to see how much I need monthly to pay off my debt. I have this app on my iPad, wished it synced to my iPhone so I can view and use it from there also.

Great App. Was wondering.... Can you add 'extra payment' and 'start date' to each debt particularly the Home debt and a start date? Currently, you can only add the extra payment at the beginning of the entire strategy. This would allow us to add additional payments to each debt starting at a future date. Thanks.

This App is perfect for my needs. Data is easy to input. The format is nice and the reports are great. I especially like the payment schedule feature which allows you to see the balances going forward. Great for planning purposes. Glad I found it, try others that didn't fit my needs that cost a lot more. Very good App for the money would recommend.

This app is only good for credit tracking this does not show monthly budgeting,which can be useful to include payments,such as monthly rent or phone bills that have no end date of payment.