Substantial Improvement!
I was compelled to update my review because the latest update which overhauled the app has been a welcome change and a substantial improvement over the previous app! It is now an A grade bank app that is competitive with the major big banks. With a modern UI (I.e green coloured highlights for credits in the transactions lines,) and advanced features such as FaceID for login it is now a pleasant app to use. The only reason it gets 4 stars is that for a week or so the app was broken and wouldn’t open despite deleting & reinstalling it continued to not work but I believe they are working hard to restore it properly. However, on the apps actual merits it’s VERY good!