Ideal CU Mobile

Easy to manage and deposit review time has gotten much faster!

As someone who works all the time and has trouble getting to a location to deposit checks the mobile banking is an easy to use tool. I can just click and deposit a check right into the account I want. Simple and easy to use, I get a confirmation email, letting me know, and you can talk to someone virtually, if you have any questions. I recommend it to family members who have ideal.

I like IDCU. The things I dislike is I’m far from a branch now that I retired. Also there is a daily limit for purchases. Some days I do all my shopping and other things pop up and it’s disappointing.

*******They finally REfixed a previous update when using this app on an ipad. Landscape view/usage works again.******* Will the DEVELOPERS EVER REVIEW THIS ISSUE?Prior to update, ipad version of app could be viewed in landscape. After update on 9/6/23 it reverts to portrait and will not change to landscape. Please fix and retest before release of the next update..

Now you can’t click transaction memos to read the full title, and the transfer screen freezes

This app is so easy for online banking. Mobile check deposits to transfers take seconds.

Will the DEVELOPERS EVER REVIEW THIS ISSUE?Prior to update, ipad version of app could be viewed in landscape. After update on 9/6/23 it reverts to portrait and will not change to landscape. Please fix and retest before release of the next update..

I moved out of MN during the Covid era and moved my funds with me. I tried using a bigger, more nationally recognized bank and was incredibly frustrated comparatively. I was charged “convenience fees” for almost every transaction, could not view my ROTH information, and literally lost money by using the more popular bank. Banking with Ideal has been just that, “ideal.” I get real time transaction notifications, I can view MULTIPLE accounts from the same app, and when I do something dumb (like forget my password), I don’t dislike calling their customer service representatives, because I don’t feel like a burden. They really seem like they enjoy fixing my issues. It’s a solid organization!

So good

One thing I wish the app had for faster login in is Face ID otherwise the other banking apps I have used are as good and easy as this one but some do have free credit check