So many charges
This app was initially great but now they charge almost same as other apps and even more than other apps. Earlier they donnt charge a fee for trasfering money from LOLC account and we can withdraw our FD at any time. But now they charge a convenient fee and a penalty charge for premature fd withdrwals. So there is no point of choosing ipay and I also moved to another app now. Waste of your money even if you invest on them.