App uncertainty
Often unreliable.The app takes too long to load even when the internet is good and takes time to make payments.This makes even the shopkeeper lose confidence in accepting mbon payments even after showing the transaction confirmation.Would be great if BOB looks into this problem.When entered T-pin,its often shown as wrong.Customers always need to have cash backup because mbob does not guarantee payments everytime.I even saw there is a new year giveaway in turn for increasing mbob users.I would suggest BOB to fix the issue of correct T-pins showing as invalid and fixing transaction problems before increasing users to guarantee satisfaction and certainty.This will not take modes of payment forward if this problem continues.Disappointed and always on edge to use the app now.