Mkobo

Mkobobank - The digital bank for salary earners, self-employed, and entrepreneurs that gives you access to up to 50% of your earned salary before Payday at ZERO interest anytime!
Mkobobank is a neo-bank providing financial services that are fair, simple, and affordable which will ultimately boost your financial wellness as an employee or entrepreneur. Need emergency funds to cater to personal needs e.g bill payment, family expenses, transport fare, home or car repairs, hospital bills, etc. With Mkobobank, you can make every day your payday with EarlyPay withdrawals. We give you access to up to 50% of your accrued/earned salary at any time with no interest charged. Say goodbye to loans with high-interest rates or wait till month’s end to get paid.
Download the Mkobobank app today
Why Mkobobank?
- Earlypay - Access up to 50% earned salary with 0% interest anytime.
- Mkolo - Earn up to 15% interest per annum with our automated goal-based savings feature and watch your money grow!
- Transparent Charges - NO card maintenance fee, NO account maintenance, NO SMS notification charge!
- SingleView - Have multiple bank accounts? Make life easy and link all your bank accounts to Mkobobank to see all your balances and transactions.
- Financial Education / Budgeting tool
- Bill payments - Pay for airtime, Electricity bill, Internet Data Subscription, etc at no extra cost.
- Cash backs - Enjoy cashback on airtime and data subscription
- Fairplay - Enjoy our Fairplay promise - say goodbye to those unfair bank charges! You earned the money and you deserve to keep it!

How to get started
- Download the Mkobobank app
- Sign up and create your bank account
- Update and complete your profile
- Upgrade to tier 2 or 3 by providing the required KYC.

Enjoy fairplay banking
Mkobobank - “Every Kobo Counts”

Security
Mkobo takes your security very seriously. We use highly bank-grade encryption to secure your personal data
Regulatory
Mkobo.bank is owned and managed by Mkobo Microfinance Bank Limited which is fully licensed by the Central Bank of Nigeria (CBN). All Customer deposits are protected by the Nigeria Deposit Insurance Corporation (NDIC).

Get in Touch
You can always reach us via the following channels:
Social media: @mkobobank on Instagram, Twitter, LinkedIn, and Facebook.
Email address - [email protected]
Website - https://mkobo.bank
We’d love to hear from you!