Moneytree 家計簿より楽チン

The look and feel of the interface is amazing, I really wanted this to be good, even if I’m having to pay for it! But for starters it didn’t support my ING credit card where most of my transactions are. Then auto categorisation that it first does is awful, it couldn’t even pick up my income, it categorised that as cafes! You can change it which is great but there is no intelligence to then auto categorise similar transactions so I would need to recategorise every historical transactions for up to 2 years to really get an accurate trend working. I tried subscribing to the work AI engine but it was no better, maybe it only works on future transactions or needs a huge amount of sample data for it to work. Ultimately this premium app is less mature than its free competitors

I have only been using Moneytree for a short amount of time, but I can already see the potential and their transparency regarding future developments is quite refreshing. Keep up the great work! 👍

I’m a commbank user, the app couldn’t connect to the bank info. Asked for help support through chat function- it took almost a year for them to come back and reply to me. Now it’s connected but not updating lively at all - so unfortunately this app is not fit for use in AU.

I would have liked to use an app like this and it sounded good but when I went to add my accounts it asks for my internet banking passwords. This is a violation of my service agreements with my banks. If fraudulent transactions occur and I have given this app my password the bank is not liable for the transactions and I could loose everything. It’s not worth the risk.

Looks like using this app violates terms of service of banks. I was hoping for an O-Auth style authentication, where I can specify read access only. Instead I was asked for my internet banking password. No way will I be giving my password to a third party. Especially as it allows transactions to be carried out. Let’s hope that Open Banking changes this in February 2020.

I was looking around for a really simple function of how to manage my spending, my finances, budget and bills. Moneytree - although having great finance overviews - did not allow the personalisation of adding bills and marking them as paid, a simple bill tracker. I loved the summaries of having all of your accounts in the one spot with a summary of your spending categories, as it allows you an overview of your habits. However I felt it was very business and work based (possibly how it’s intended and not for personal/home use). I couldn’t understand how to customise the views to a fortnightky view and didn’t get an overall incoming and outgoing of money for each fortnight which is the way I prefer to do my financing - hence the looking for an app as I currently have a physical book - and this method works for my finances. Overall it’s a good app and would be great for someone to get really in-depth but I needed something simple with a bills to be paid and paid, a fortnightly in and out funds and track my spending.

I have used a few apps to manage my finances and this has the most intelligent categorisation of all of them. This is why I recommend this app to anyone looking for a money management app

Really practical and accurate way to track spending and live within means.

The AI available in the app is great, and it does a fantastic job of discovering expenses and categorising them for you. A couple of features it would be nice to see: - budgeting (spend limits etc) - ability to view custom timeframes (like just view the month before last, 3 months ago or 4 months ago).

So recently I have noticed it has been missing some transactions. When you are relying on it to see your spending habits, knowing that it misses some really makes the app pointless.