Delete my acc
Please delete my acc
Beschreibung
Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account.
Why Monibac?
1. You do not need collateral before you can access a loan
2. There are no charges on both deposits or loans.
3. You can get an additional 50% of your savings as a loan.
4. You can get from 20,000NGN to 500,000NGN as a loan
5. We will always send reminders for your repayment without much disturbance.
How it works
Install the Monibac App from App Store
Register your account
Start saving
After 3 months, the customer is eligible to request a loan of up to 150% of their total savings.
If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete.
If the loan is approved, they will get a request to E-sign.
Once they sign, the approved amount is added to their Monibac Balance
Apart from loans, they can also lock their savings for a specified period of time. For example; if they save for 3 months, they get 3% of their savings. 6 months, they get 5%.
Our Loan Product
Tenure- Our tenure ranges from 90 to 180 days.
Interest rate for 90 days is 9%
Interest rate for 180 days is 15%
Loan amount will be capped at N5 million
Our interest rate depends on the tenure the customer chose.
An example of how this loan and repayment works….
If a customer has N200,000 as total savings, they can get a loan of N300,000.
If they take the loan for a period of 3 months, then the 9% interest will be on the principal amount of N100,000 which is 9,000. Therefore, the total payable amount will be N109,000.
Since the repayment is monthly, the N109,000 divided by 3 months = N36.333
Our APR is between 30.4% and 36.5% if we use 15% for the 6-month repayment and 9% for 3 months respectively.
Eligibility
1. Above 18 years.
2. Lives in Nigeria
3. Have saved on our platform for over 3 months
Contact Us
Customer service Email> [email protected]
Customer service Hotline> 07060953139
Address > Block A211, Sura shopping complex, Lagos Island, Lagos state.
Ausblenden
Mehr anzeigen...
Why Monibac?
1. You do not need collateral before you can access a loan
2. There are no charges on both deposits or loans.
3. You can get an additional 50% of your savings as a loan.
4. You can get from 20,000NGN to 500,000NGN as a loan
5. We will always send reminders for your repayment without much disturbance.
How it works
Install the Monibac App from App Store
Register your account
Start saving
After 3 months, the customer is eligible to request a loan of up to 150% of their total savings.
If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete.
If the loan is approved, they will get a request to E-sign.
Once they sign, the approved amount is added to their Monibac Balance
Apart from loans, they can also lock their savings for a specified period of time. For example; if they save for 3 months, they get 3% of their savings. 6 months, they get 5%.
Our Loan Product
Tenure- Our tenure ranges from 90 to 180 days.
Interest rate for 90 days is 9%
Interest rate for 180 days is 15%
Loan amount will be capped at N5 million
Our interest rate depends on the tenure the customer chose.
An example of how this loan and repayment works….
If a customer has N200,000 as total savings, they can get a loan of N300,000.
If they take the loan for a period of 3 months, then the 9% interest will be on the principal amount of N100,000 which is 9,000. Therefore, the total payable amount will be N109,000.
Since the repayment is monthly, the N109,000 divided by 3 months = N36.333
Our APR is between 30.4% and 36.5% if we use 15% for the 6-month repayment and 9% for 3 months respectively.
Eligibility
1. Above 18 years.
2. Lives in Nigeria
3. Have saved on our platform for over 3 months
Contact Us
Customer service Email> [email protected]
Customer service Hotline> 07060953139
Address > Block A211, Sura shopping complex, Lagos Island, Lagos state.
Screenshots
Monibac Häufige Fragen
-
Ist Monibac kostenlos?
Ja, Monibac ist komplett kostenlos und enthält keine In-App-Käufe oder Abonnements.
-
Ist Monibac seriös?
⚠️ Warnung: Mehrere Nutzer der Monibac-App haben Betrug oder Täuschung erwähnt. Untersuchen Sie die App gründlich, bevor Sie sie verwenden.
Danke für die Stimme -
Wie viel kostet Monibac?
Monibac ist kostenlos.
-
Wie hoch ist der Umsatz von Monibac?
Um geschätzte Einnahmen der Monibac-App und weitere AppStore-Einblicke zu erhalten, können Sie sich bei der AppTail Mobile Analytics Platform anmelden.
Benutzerbewertung
Die App ist in Japan noch nicht bewertet.
Bewertungsverlauf
Monibac Bewertungen
My 150k disappeared from my account
They will remove money from your account without any trace, take it or leave it
Useless App. Deserves zero star
They require you to either have money saved in their app for up to 3 months (and you get 50% of the saved amount) or you must be a staff of their company. So who exactly are you offering loans to, because why will I want to borrow from you as a non-staff with savings of up to 3 months, instead of just withdrawing my money and moving on? Just say you don’t want to give loans period
Great for savings and money you don’t wanna touch
When I started using the app I had doubts but now I can say it’s good to help you save money especially if you want good interest rates and have a business
Scam
I downloaded the app inputed all my details only to get an error message saying my phone number is invalid … if them born ina well na ina use my details do rubbish
Monibac
You people bank is very worst worse at all have ever seen in my life I wanted to login and it is writing filter key match is not a function you people should pls resolve it now because am having a lot of money there you people should pls help me ooh pls
The best financial application
Very easy and comprehensive application
I need loan
I need loan, are you giving within minutes, please I need loan today
Can’t get pass password
I’m unable to use the app cos it keeps saying put valid password no matter the password I use
Monibac
Easy to use. The savings and the Monilock buttons are not hard to find.
Store-Rankings
Ranking-Verlauf
App-Ranking-Verlauf noch nicht verfügbar
Kategorien-Rankings
|
Diagramm
|
Kategorie
|
Rang
|
|---|---|---|
|
Top Kostenlos
|
|
155
|
Monibac Konkurrenten
Monibac Installationen
Letzte 30 Tage
Monibac Umsatz
Letzte 30 TageMonibac Einnahmen und Downloads
Gewinnen Sie wertvolle Einblicke in die Leistung von Monibac mit unserer Analytik.
Melden Sie sich jetzt an, um Zugriff auf Downloads, Einnahmen und mehr zu erhalten.
Melden Sie sich jetzt an, um Zugriff auf Downloads, Einnahmen und mehr zu erhalten.
App-Informationen
- Kategorie
- Finance
- Herausgeber
- Prime Zone
- Sprachen
- English
- Letzte Veröffentlichung
- 1.6.0 (vor 2 Wochen )
- Veröffentlicht am
- Jun 1, 2023 (vor 1 Jahr )
- Auch verfügbar in
- Nigeria, Pakistan, Japan, Südkorea, Kuwait, Kasachstan, Libanon, Mexiko, Malaysia, Niederlande, Norwegen, Neuseeland, Peru, Philippinen, Italien, Polen, Portugal, Rumänien, Russland, Saudi-Arabien, Schweden, Singapur, Thailand, Türkei, Taiwan, Ukraine, Vietnam, Südafrika, Algerien, Österreich, Australien, Aserbaidschan, Belgien, Brasilien, Belarus, Kanada, Schweiz, Chile, China, Tschechien, Dänemark, Dominikanische Republik, Vereinigte Arabische Emirate, Ecuador, Ägypten, Spanien, Finnland, Frankreich, Vereinigtes Königreich, Griechenland, Sonderverwaltungsregion Hongkong, Ungarn, Indonesien, Irland, Israel, Indien
- Zuletzt aktualisiert
- vor 1 Woche
This page includes copyrighted content from third parties, shared solely for commentary and research in accordance with fair use under applicable copyright laws. All trademarks, including product, service, and company names or logos, remain the property of their respective owners. Their use here falls under nominative fair use as outlined by trademark laws and does not suggest any affiliation with or endorsement by the trademark holders.
- © 2025 AppTail.
- Unterstützung
- Privacy
- Terms
- All Apps