Onboard Wallet

There are countless money apps out there.
You can send, receive, convert, and spend in more ways than ever before.
But if you’re a freelancer, creator, or entrepreneur from a global majority market who uses stablecoins, chances are, you’ve still been left out.
At Onboard, we’re building something different - a financial platform truly designed for how you live and work.
Not with bells and whistles, but with clarity, trust, and performance.
Built for the Global Majority
We’re not trying to be everything to everyone.
Onboard is a financial platform for the new global class - people working online, using stablecoins, getting paid in global currencies, and building lives across borders.
We’re built for:
Freelancers, creators, and entrepreneurs in and from Africa, Asia, Latin America, and beyond
People who get paid in stablecoins (USDT or USDC) or global currencies (e.g., USD) and want to spend globally or send local currencies
People tired of juggling 5+ platforms just to manage their money
People who want world-class tools without being treated like second-class users
If that’s you, welcome!
One Platform. Everything You Need.
With Onboard, you can:
Open a USD account in your name
Receive USD or stablecoins from global clients, platforms, and partners
Send local currencies, USD, EUR, or crypto
Swap between stablecoins and other digital assets
Spend instantly with a card that works globally
Withdraw to your local bank or mobile wallet
Trade & invest in digital assets
We don’t try to do everything.
We focus on what matters — and do it exceptionally well.
We care about:
The best available rates
Fast, reliable money movement
Transparent, low fees
Radically simple UX
Clean, intuitive UI
And real, human support
And if you’re transacting over $1,000/month, you get direct access to a relationship manager who knows your name and is personally dedicated to your financial success.
Onchain Under the Hood. Fintech-Simple on the Surface.
We believe in the onchain economy. We also think you shouldn’t need to understand ‘gas fees’ or ‘seed phrases’ to send or receive money.
That’s why Onboard is onchain-native under the hood — and fintech on the surface.
What that means for you:
Lower costs
Better speed
Global interoperability
Transparent, verifiable infrastructure
Full regulatory compliance
If Cash App and Coinbase had a baby — one that prioritised simplicity and accessibility — it might look like Onboard.
Compliant. Registered. Ready to Scale.
In fintech, trust isn’t optional. It’s everything.
That’s why Onboard is built on a multi-jurisdictional regulatory foundation, giving us the clarity and legitimacy to operate globally and grow responsibly.
Our Regulatory Footprint:
Region
Entity
Registration
What It Enables
Canada
GoPay Financial Services Inc. (“Onboard Pay”)
FINTRAC MSB (#C100000565)
FX, money transfer, crypto, PSP services
European Union (Poland)
Nestcoin Europe Sp. z o.o
EU VASP License (#RDWW-1639)
Crypto exchange, custody, wallet services
United States
Onboard Digital
FinCEN MSB (#31000293152346)
Cross-border payments, FX, crypto (MTL expansion in progress)
This stack gives us:
Trusted regulatory coverage in North America and the EU
The ability to scale new products — cards, credit, crypto, and more
Strong relationships with banks, partners, and regulators
We're building for the long term — and doing it right.
The Bottom Line
People all over the world are working globally, earning in stablecoins or USD, and trying to manage money across borders. But the tools haven’t kept up — they’re fragmented, slow, or simply unavailable.
Onboard changes that.
We’re here to help you:
Receive money globally
Spend it locally
Move fast and with confidence
All from one beautifully-designed, regulatory-compliant, user-friendly platform
Simple. Compliant. Built to last.