Onyx Private: Bank & Invest

Onyx Private - One app, Dual Power
Empowering Small Business Owners to Thrive and Grow with a Unified Personal and Business App that Simplifies Financial Management.
● High-yield FDIC insured 2.01% Annual Percentage Yield (APY)*** checking accounts
● Instantly Debit Card Funding
● High-limits free money movement (Business Wires, ACH, ATMs, international transactions with zero fees)
● Free Joint Accounts for up to 4 members
● 17g Metal Debit Card and multiple virtual cards. High transaction spend limits on each card ($15k daily limit)
● 1%-5% cashback**** on personal card spending and 1.5% on business
● 1% on credit card bill payments
● Free Personalized Robo-advisory with direct indexing and tax-loss harvesting
● 4-5% Money Market Account and T-Bills Yield
● Premium Financial Advisors AI-enhanced
● Other exclusive member benefits like Lounge Access, Estate Planning, Mortgage Loans, Fitness discounts and more...
* (1) Onyx is not a bank. Banking services provided by i3 Bank, Member FDIC.
** (2) The Onyx Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc.
*** (3) Annual Percentage Yield ("APY") of 2.01% is variable and subject to change after account opening. APY is effective as of 12/13/2023. Fees could affect earnings on the account.
**** (4) Additional terms and conditions apply to cashback rewards.