Paytm: Secure UPI Payments

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45+ Crore Indians. Paytm is a one-stop solution for all your payment needs and is also a reliable money transfer app:
- Send money to your friends & family using your mobile number via Paytm BHIM UPI app, including those who are not on Paytm. Paytm is also a reliable bank to bank money transfer app.
- Scan any QR code & make online payments at grocery stores, petrol pumps, and restaurants. Paytm is among the best mobile payment apps for daily use & offers exciting cashbacks on eligible transactions.
- Paytm serves as a comprehensive recharge app & bill payment app, allowing users to recharge their mobile and pay utility bills (electricity, gas, water, broadband, etc.).
Paytm mobile pay app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI, & Yes Bank, ensuring a seamless and secure banking experience for all its users.
Safe, reliable and superfast UPI payments
- Enter your mobile number & transfer money to anyone using Paytm UPI app
- Check your bank account balance and view transaction history on Paytm
- Your UPI ID is a unique ID used to make payments using the Unified Payment Interface
- Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI payment app
- Use UPI Lite for lightning-fast UPI Payments up to ₹4000 per day, no PIN required
Paytm adds more flexibility to UPI by offering the RuPay Credit Card, making secure payments quick and easy.
Benefits of using RuPay Credit Card on Paytm
- UPI payments via credit card on Paytm effortlessly - just add your card and pay at shops without CVV/OTP
- Hassle-free & safe payments: No need to carry credit cards
- Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments
Safe & contactless payments at offline stores
- Pay using Paytm UPI Payments app, mobile number or by scanning a QR code at nearby stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
- Make online payments on 100+ apps, including food delivery, grocery, shopping & entertainment apps

Easy mobile recharge & utility bill payments
- Recharge your mobile, DTH (TataPlay, Sun Direct, Airtel DTH, etc) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax, etc.
- Find the latest prepaid and postpaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, VI recharge, MTNL & BSNL recharge
- Recharge any FASTag easily with Paytm, the leading recharge app
Order food, monthly groceries, and home decor items on Paytm ONDC for the best deals
Check free credit score
Get instant personal loans in India
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal loans are available only to Indian citizens within India
Lending partners (NBFC):
● Hero Fincorp Ltd
● Aditya Birla Finance Ltd
● Incred
● EarlySalary (Fibe)
● Poonawalla Fincorp
Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: ₹ 4250
Stamp duty charges: Applicable as per law
EMI per month: ₹ 6621
Total interest: ₹ 19178
Disbursal amount: ₹ 94785
Amount payable: ₹ 119186
Book tickets for Trains, Bus, Flights
- Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status
Contact Us
One 97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN
*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services.
Paytm is India’s leading payment platform, offering BHIM UPI payments, money transfers, and easy recharges, all with top-notch security like the BHIM app.