Piramal Finance - Loans & More

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.
The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).
Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions.

Home Loan
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.
Features of Home Loan
Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
Loan Tenure – Up To 30 Years
Loan Interest Rates Starting At 9.50%* p.a.

Benefits of Home Loan
Tax benefits
Flexibility of Repayment
100% Digital Documentation
100% Secure Process

Personal Loan
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.
Features of Personal Loan
Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
Loan Tenure Up To 60 Months
Loan Interest Rates Starting At 12.99%* p.a.
Minimum Monthly Salary - ₹ 25,000/-

Benefits of Personal Loan
Instant Disbursal
No Co-Signer / Guarantor
100% Digital Documentation
100% Secure Process

Instant Personal Loan Example:
Loan Amount: ₹ 1,00,000
Tenure: 12 Months
Annualized Percentage Rate (APR): 17.29%
Max. Annualized Percentage Rate: 33.99%
Min. Annualized Percentage Rate: 14.49%
Equivalent Monthly Interest Rate: 1.2%
Processing Fee (PF): ₹ 1,500
GST: Charges inclusive of GST
Interest Rate: 14.49%
Interest: ₹ 8,021
EMI: ₹ 9,002
Amount disbursed: ₹ 9,830
Total repayment amount: ₹ 1,09,701

Steps to Get an Instant Loan
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account

Business Loan
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
Loan Amount - Up To ₹ 2 Crore
Loan Tenure – Up To 15 years
Loan Interest Rates Starting At 11.50%* p.a.

Unsecured Business Loan Features
Loan Amount – Up To ₹ 20 Lakh
Loan Tenure – Up To 48 Months
Loan Interest Rates Starting At 16.49%* p.a.

Benefits of Business Loan
No Collateral
Instant Disbursal
100% Digital Documentation
100% Secure Process
Contact Us:
If you have any feedback, questions, or concerns, please e-mail us at [email protected] or call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/