Ribbon:Mobile Finance

A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips.

Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone.

Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint.
What more? Get rewarded with Ribbon Coins for all your transactions.
A fully loaded Financial Services Super App:
* No Joining or Monthly Fee
* Open Current Account in Minutes
* Free Contactless Debit Card
* Smart Analytics
* Budget Tool
* CO2 Emission Tracking
* Goals Set-up & Tracking
* Piggy Bank for Spare Change
* Split Bills
* Money Transfers
* Ribbon Coins
* Lock and Unlock Card anytime
* Easy Bank Transfers
* Open Banking Integration
* Link other bank accounts
* AI driven Chatbot
* Instant Payment Notifications
* Send and Request Money

Ribbon Plc , Gibraltar company no: 119662 is a subsidiary of Red Ribbon Asset Management Plc (RRAM), which is a Mainstream Impact Investment company. RRAM follows the principles of "Triple P Bottomline" arising from Planet, People and Profit.