SalarySe

Salaryse is the all-in-one app designed for salaried employees. From UPI payments and personal loans to fixed deposits and exclusive rewards, Salaryse is your financial companion. Whether it’s the middle of the month or payday, we’ve got you covered!
Key Features:
Salaryse UPI – Your Rewarding UPI Experience
· Make secure UPI payments with our NPCI-approved system. Pay anyone, anywhere, with just a few taps—and earn rewards!
· Link multiple bank accounts.
· Scan & Pay at stores or online.
· Earn Scoins for every transaction!

Salaryse QuickLoans – Instant Loans at Your Fingertips
· Need a little extra before payday? Get loans up to ₹5 lakh in minutes—no paperwork, no hassle.
· Fast approval, instant transfer.
· Flexible loan options with competitive rates.
· Ideal for emergencies or big purchases.
Salaryse Up Credit Card – Make Every Payment Count
·Turn your everyday spending into rewards.
·10X rewards on UPI spends.
· Redeem Scoins for gift cards or cash into your account.
Salaryse InstaCash – Your Salary, When You Need It
· Access up to 50% of your salary instantly—within 2 seconds!
· No approvals, no stress.
Salaryse Invest – Grow Your Money
· Invest in secure Fixed Deposits offering up to 9.1% returns.
· DICGC-insured for peace of mind.
· Start with just ₹500.
Salaryse Financial Literacy Hub – SalarySays
· Learn how to manage your money with our easy financial modules on budgeting, saving, and investing.
· Gain confidence in your financial decisions.
Exclusive Deals & Offers
· Unlock up to 60% off top brands like Amazon and Flipkart.
· Earn Scoins to redeem for gift cards or cash!
Why Choose Salaryse?
Fast, secure, and rewarding UPI payments.
Instant loans for when you need extra funds.
High-return FDs that grow your wealth.
Exclusive deals and savings.
Financial learning to empower your journey.
You’ve got this. And with Salaryse, financial freedom is just a tap away!
Security features to safeguard your financial information:
a. Protection from unauthorized access with the phone’s default PIN/biometric.
b. Protection against frauds using SIM binding. This feature utilizes SMS permission on your phone to bind your login credentials to a single trusted device.
Personal Loan T&C (Available for selected users)
* Min & max period for repayment - 3 to 60 months
* Max Annual Percentage Rate (APR): 36%
For a loan taken, the below charges are applicable:
APR: 12%- 36%
PF: 1%- 3% (GST applicable)
Late payment & penal charges: INR 500-1000 for every missed/delayed installment (GST applicable)
T&C: Terms and Conditions
Privacy policy: Privacy Policy
Registered NBFC & Bank:
Almondz Finanz Ltd: https://almondzfinanz.com/
Sugmya Finance Pvt Ltd: https://www.sufinn.com/new/
Our Collaborators:
Almondz offers credit products through SalarySe platform which is owned by Critical Path Technologies Private Limited.
A representative example of the total cost of the loan, including principal & all applicable fees:
(Applicable for all above lenders)
Loan Amount/Principal: ₹50000
Tenure: 12 months
Rate of Interest: 15% per annum
Processing Fee: ₹1000 (2% inclusive GST)
Total Interest: ₹4156
EMI: ₹4513
APR: 18.89%
Amount Disbursed: ₹49000
Total Repayment Amount: ₹54156
Permissions for App and reasons:
SMS: to verify Phone number for UPI registration(Device binding)
Contacts: for phone numbers to send money to via UPI
Camera: to scan QR code for UPI payments
Storage: to upload QR in UPI scanner for payments and to save transaction screenshots
SalarySe office: 3rd Floor, Orchid Centre, Golf Course Road, Sector 53, Gurugram, Haryana 122022