Smartiway

Use the Smartiway mobile application for quick and convenient arrangement of a credit line from a FinTech company that was the first to make online lending truly simple and mobile.
Stay trendy, stay responsible, and maintain payment discipline.
► Why is Smartiway lending profitable?
1. Large amount — up to UAH 30,000 credit line limit for the Smarti Credit Line.
2. Convenient payment schedule for the Intro-credit credit line.
A flexible initial period (Intro-period) — you can choose a term of up to 31 days, apply a discount of up to 99%, and receive additional funds.
3. After it ends, payments occur every 2 weeks over 4 months through installments (partial principal repayment) – simply make the next payment to stay on schedule.
Important: the client has the legal right to repay the credit early and pay only for the actual usage period. No additional charges!
► Example calculation for the first Intro-credit credit line:
credit line limit: UAH 1,000
credit line term: 143 days
annual percentage rate (APR): 0.00001%
commission for granting the credit (financial instrument): UAH 699.14
Total cost of the credit line = 1000 + (1000 x 0.00001% / 365) x 143 + 699.14 = 1699.14 UAH
► How to get a credit line in a few minutes?
1. Install the Smartiway mobile application and complete a quick registration.
2. Choose the credit line limit, lending term, and submit the application.
3. Verify your bank card and confirm your identity using the BankID system, then automatically receive UAH 500 to your bonus account.
After the application is approved, immediately receive funds on your own card and start using them.
What are the benefits of Smartiway lending?
Ultra-fast arrangement – regular customers receive funds 60 seconds after submitting the application.
24/7 – use the Smartiway mobile application at any time; all you need is a smartphone, a card, and internet access.
Automatic approval – everything happens automatically without any calls.
Cashback and bonuses – earn loyalty program bonuses that can be used to pay accrued commissions and interest on credit lines. And thanks to the "Invite Friends" program, you can additionally receive up to UAH 1,000 for invited users.
Security – Smartiway cares about its customers' security, so all data are protected by the global PCI DSS security standard developed with the participation of Visa and MasterCard. Your data confidentiality is protected according to the requirements of the "Smartiway Website and Mobile Application Privacy Policy" and the "Regulation on the Procedure and Procedure for Protecting Consumers’ Personal Data of LLC 'SMARTIWAY UKRAINE'" published on (smartiway.ua).
Convenient repayment – repay your debt in the application or make a payment using the company's details via internet banking, at the bank’s cashier, or a self-service terminal.
Minimum restrictions — the minimum age is 18 years.
The above information is not an offer to conclude a credit agreement (offer) and only describes the operation of the Mobile Application under the original name Smartiway on the App Store platform.
"SMARTIWAY UKRAINE" LLC legal entity identification code – 42038225
Ukraine, 03066, Kyiv, Okhtyrskyi lane, building 7
License for a financial company with the right to provide services – granting loans in cash and in bank metals dated 19.03.2024.
Intro-credit credit line; maximum loan amount/limit UAH 15,000; loan usage period from 115 to 143 days, including an Intro period from 3 to 31 days; annual interest rate 0.00001%; commission for granting the credit (financial instrument) from UAH 80.72 to UAH 21,328.96; effective annual percentage rate 57,817.08% (maximum).
Smarti Credit Line credit line; maximum loan amount/limit UAH 30,000; loan usage period 65 days; annual interest rate 361.35% (0.99% per day) of the granted loan amount; effective annual percentage rate 12,318.93%.