Topia: Financial Independence

I love the concept and interface of the app. Easy to use and gives projections that other net worth tracking apps don’t. The ability to modify income/spending, add in side hustles with expected monthly income, etc helps give people an understanding and a plan for how much they should save/invest to retire at the age they want to. Plaid is good for the most part, but unable to link certain accounts and/or some accounts do not automatically update every day. Manual tracking is needed in these instances. For several accounts, when I enter the Monthly Contribution and click Save, the changes do not stick. Sometimes it immediately reverts back to $0, and sometimes it does so the next time I log into the app. And I have to update these accounts again in order to get a true picture of my projections. Minor bugs aside, this is a untrue tool that is the first of its kind. I’ve used many net worth tracking apps, but I plan on Topia being my go-to finance app once everything begins to run smoothly and update accordingly.

This app has potential to be my favorite net worth and FI tracker. A few problems I’d like to highlight: 1. Support for Betterment app passwords. I can’t add my betterment account on plaid because it’s not playing nicely with betterments app passwords..so I’m manually managing for now. 2. Crypto support. Crypto is here to stay. As a modern personal finance app crypto is a must have for anyone under the age of 40.

Topia has helped me to figure out what my current financial situation is and what changes I need to make to meet my FI goals. I haven’t seen another app that targets people who want to pursue a non-traditional retirement path, and it makes it easy for you to plan for life events that impact your path to FI, including having a child or going on sabbatical. Topia also calculates key metrics for you, such as your net worth and savings/investment rate. As a member of the Topia plus community, I’ve received a lot of valuable coaching and resources to help me accelerate my path to FI

This app simplifies all the complex math behind determining when you can be financially independent. Though it is not required, I would recommend that you find out a bit about FIRE (financially independent retire early) once you download the app. It’ll make more sense if you do. The FIRE concept turns the whole idea of a traditional retirement on it’s head. Grant Sabatier’s Book “Financial Freedom : A Proven Path to All the Money You Will Ever Need,” is a great place to start learning. He in fact co-founded the app with Logan Leckie. This app is built around the information found in that book and comes with a robust support community. I have enjoyed using it and feel confident it is steering me toward my goals.

I love Topia and will continue to use it to track my FI journey. It is very easy to use and is managing it is a breeze. I think Logan and his team have a good thing going and really care about what they are looking to achieve. Highly recommend.

After reading Grant’s book Financial Freedom, I downloaded this app and have been loving it. It’s so easy to get a clear picture of your finances.

Very efficient and positive attitude.

I was so excited when I heard about Topia on a podcast. The app is exactly what I needed. It took me a while to connect my accounts and configure my FI journey but once I did everything is running smoothly. My FI journey updates in real time and it's pretty great to be able to tinker with the what if stuff

Can see my FI journey and then tinker around to see how I can get there sooner, the only decent full FI app I've come across!

Love the concept. but couldn't connect my fidelity account