Waya - Mobile Banking

Waya offers user-friendly Mobile Banking* and Money Transfer services, ensuring a secure, speedy, and effortless way to manage, spend, and transfer your money. Enjoy seamless transactions, total control of your account, and access to a world of financial possibilities at your fingertips.
Waya's goal is to unlock financial opportunities for everyone, especially immigrants, underserved communities, and minorities who have been unbanked, underbanked, or frequently bypassed by conventional banking systems, ensuring everyone feels included and valued.
*Waya is a financial technology company, not a bank. Banking services are provided by our partner bank, as set forth in the account agreement.

QUICK & EASY SIGN-UP
Create a Waya account in under 5 minutes and begin transacting right away.
INSTANT MONEY TRANSFERS
Send and receive money instantly with other Waya account holders using just a phone number or email address. Fast and free!
NO UNNECESSARY FEES
Experience hassle-free banking* with a Waya account, free from unnecessary charges and monthly commitments.
SECURE & CONVENIENT
Waya's Checking Account comes with state-of-the-art security, ensuring the safety of both you and your money.
STRAIGHTFORWARD BANKING
Waya simplifies complex banking processes, delivering essential banking and payment services in an easy-to-understand manner.
GETTING STARTED WITH WAYA
Download the Waya app, sign up within minutes, and enjoy a seamless account opening process.
OPEN A WAYA CHECKING ACCOUNT
Set up a Waya checking account swiftly and benefit from transparent fees and numerous perks.
ORDER & USE YOUR WAYA CARD
After opening a Waya account, order a Physical or Virtual Waya debit card with ease. Monitor your spending and manage your cards within the Waya app, taking advantage of the Waya physical and virtual debit cards' convenience.
Waya Debit Card issued by our banking partner pursuant to a license by Mastercard International, Inc.
INSTANT WAYA MONEY TRANSFERS
Send and receive money instantly with other Waya account holders using just a phone number or email address. It’s Fast and free!
LINK YOUR BANK & ADD FUNDS
Securely link your other bank accounts to your Waya account and transfer funds to your US-based bank accounts. We support the majority of banks in the USA.
ACH MONEY TRANSFERS
Send or receive money to and from your Waya Account via ACH for speedy and convenient transactions.
*Waya is a financial technology company, not a bank. Banking services are provided by our partner bank, as set forth in the account agreement.