unnecessary, compulsory, unfriendly and with not option for choosing something else
In spite of the granted biometric identification the app won’t work for itself but only after a second authentication from other app unlocked also with a biometric authentication. If not by this method one needs to enter every time the user name, that the bank issued with, and the password for the app doesn’t allow them to be saved. For the activation of the second app an activation code sent from the bank issued needed followed by a PIN code that would be used for the activation the app only.