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Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.
Need a quick cash advance? Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you're approved, get cash in minutes^ straight to your bank
A credit builder** loan you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
Build payment history, an important part of credit history, with every on-time payment
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
"This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don't charge a hefty fee either! Love them!"
Jenna
"I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It's like borrowing money from a good friend that increases your credit. Seriously the best experience I've ever had. 110% recommend it!"
Nellyville107, App Store
"By far the best way to build your credit quickly!"
Toby
"Very easy and increased my credit. They don't kill you with fees, the payments are flexible and it is very simple."
David
"I am glad I found Possible, Application was simple and fast…Thank you Possible!"
Nel N, BBB
Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba "Possible Finance" and "Possible" or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Improve credit with on-time payments. Credit scores are based on many factors and individual results may vary.
The Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states.
**The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit.
Possible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. (206) 202-5115. For Possible Card support: (855) 961-5354
Possible Financial Inc.© 2022 (NMLS #1697898) PO Box 98686, Las Vegas NV 89193
+1 (206) 202-5115