AppToPay

As a V12 Retail Finance customer, it’s all about giving you a choice.


Managing your finance is easy with AppToPay, from V12 Retail Finance.

It’s all about you.
• Keep track of your balance and payments,
• Make or change payments, and see when they’re due,
• Send us a secure message anytime, anywhere,
• View and download important documents,
• See the types of finance we offer.

Download AppToPay from V12 today and take control of your finances anytime, anywhere!


Important information
AppToPay is compatible with mobile devices only.

You will be required to accept our app ‘Terms of use’ before being able to access our app. Your phone’s signal and functionality may affect your service.

We take your online safety seriously and use the latest security measures to protect your accounts, personal information, and privacy. Find out more at https://www.v12retailfinance.com/security/staying-safe-online.


Company Information
V12 Retail Finance offers credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Registration Number 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.

Broker Information
For Retail Finance: V12 Retail Finance Limited is a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission. The amount will vary depending on the product chosen and the amount of credit taken out.