CashTracker: Money Manager

Keep your own financial records across multiple banks, cards, accounts and cash, and keep track of your income, expenses, spending and budget.
Private and secure, it does not require logging on or disclosing your bank passwords.
Simple budget setup and categorized tracking of income and expenses.
Simple and free to use with low cost additional features available, it's a complete personal finance management solution.
CashTracker tracks your finances independently of your bank.
• Keep track of your spending
• Keep track of your account balances
• Keep track of loans
• Simple budget set up
• Track your spending vs budget
• Avoid missed payments, overdrawn accounts, exceeded credit limits
CashTracker - your personal finance manager in your pocket!
Concerned about privacy? This is the finance and budgeting app for you!
PRIVACY FEATURES
• No account set up
• No log in
• No sharing of your information with unknown third parties
• No need to divulge your banking log in passwords
• Your data is stored only on your device and accessible only by you
All of the above is possible because CashTracker does NOT link to your bank accounts. You have to enter your own data. 
Some may say that's too hard. Others just really don't want to share their private financial information.
Regardless, there are some silver linings to this!
CashTracker’s streamlined design makes it quick and easy to enter your spending, as you spend it.
CashTracker Pro has recurring payments, allowing your regular payments to be entered automatically.
And the biggest bonus of all. Time spent entering transactions is not wasted! 
Instead of being a passive observer of what has already happened, you are an active participant. You are now much more aware of every dollar you spend and what you are spending it on. 
Participation and awareness are integral parts of budgeting success, so you are more likely to achieve your financial goals, as you are simply more involved in the process.

OTHER BENEFITS
• Categorize your spending the way you want. You are not locked into an auto categorization algorithm with a mind of it's own.
• Your balances and reports are always up to date. No waiting for days for transactions to be processed by your bank or card provider.
• Works offline
• Works with cash or virtual transactions (transactions not going through a bank account)
• You can choose to share (or not) with your private iCloud account (for syncing your other devices)
HOW IT WORKS
Enter your day to day spending, as you spend it, and always know exactly where you stand financially.
Track your spending, income and all your account balances.
CashTracker helps you set budgets and stick to them, a sure way of getting your finances under control.
PERFECT FOR
• Bank accounts
• Credit cards
• Debit Cards
• Loans
• Cash
• Virtual accounts
• Buy now, pay later accounts (BNPL)
The basic version of CashTracker is free to download and use, with additional features available if or when you need them. That way you only pay for the features that you actually need and will use. 
There are no ongoing monthly or yearly fees. You pay for the features you want... that's it!
FEATURES
• Clear, uncluttered design
• All your account and card balances in the one place
• Quick and easy data entry
• Spending vs budget progress indicator
• Categorized spending
• Sync multiple devices
EXTRA FEATURES YOU CAN PURCHASE
• Additional accounts and cards
• Additional custom expense categories
• Expenses trend
• Recurring payments
• Photograph receipts
• Built in calculator
There are many expense tracking apps available, and I am not saying that this is the best one. But I did build it out of frustration with the other apps that I tried and yes, I do use CashTracker myself!
Give it a try, maybe it's right for you!