It works, but don’t rely on it
Mostly it works, but there is a lot that does not. 1. Digital Wallet is not working for me on iPhone 5. 2. When you upload documents using your phone, it does not seem to sync them with your online account. For example I uploaded a rent certificate using my phone and several days later checked online with my computer. It does not show that I have upload. So, no doubt will need to call them. And this is the point of all this tech, it has so many glitches, you still need to spend 1 hour on hold to clarify stuff. I am sure I will find more faults, but this is just after 1 hour of use.