Grow Credit

This is the perfect way for me and my partner to both build our credit, our only issue is the app itself keeps signing us out. Otherwise it would be 5/5 stars! Update: trying to relink my bank and it keeps saying I used the wrong password when I just changed my password. Update same day: I can’t contact customer support, relinking my bank is impossible. I really just want to know why it’s not working. Is it a bug?

Great for getting all your subscriptions paid in one place but they have a terrible payment transaction system that does not work. Their payment system has crashed 6x with my account and has dinged my credit score for missing a payment when I have tried to resolve the issue multiple times. Instead they lock you out of your payment options. I have even tried to make my payments earlier and it still doesn’t work. I do not recommend this app only cause it has actually hurt my credit score.

In 2023 I took a large dip in my credit and then I found out about Grow Credit sometime this year. So far my credit has improved by 30 points in just 5 months . I’m so grateful and pleased with this service and the process for payments was super easy. Thanks GrowCredit 😉

I initially started using the app in near the end of April. We are now a day away from approaching July and I have made 2 payments and still have yet to see any reflection on my credit. Every time I go to support I am told to wait another 30-90 days. That is not what was said during setup. The point of getting something like this is to see an immediate effect in 30-45 days. How can I be charged and make payments to something that’s not even doing what it is supposed to do. Compared to an app like Self that reports almost immediately in a couple days this app by far has been the worst credit builder app I have ever encountered. HIGHLY RECOMMEND TO LOOK ELSEWHERE FOR CREDIT NEEDS

I added this as a credit account of mine about 60 days ago. Chose the highest balance ($1800) that they offered. Boosted my points tremendously and quickly.

It’s literally no joke. I am new user to Grow. And they most definitely stand true to the word of “credit building for sure”. I will continue using Grow for as long as I can.

I use multiple installment plans and credit builders to help rebuild my credit after a messy life situation got me into a bad financial spot. This one is by far the worst. Their customer service is rude, non-empathetic and unwilling to attempt to work for the customer. They are the only credit builder that I have ever had report negatively on my credit report. If you’re thinking of using them you might want to reconsider.

This company has been charging me $14/month. The “digital “ card expired 1 year after I initially opened the account in 2021. I have been unable to use it as it hasn’t been renewed., haven’t used it to pay any bills , they have debited my account for their fee, until they were automatically able to take the money. I have send numerous emails and have tried their “chat” feature to contact someone. With no way to get this issue resolved. THIS is a scam that preys upon the credit challenged

Customer support will not make active effort to help you. Made no difference on my credit report over a year.

They reported to the credit bureaus in a timely manner when I was paying for the premium. As soon as I lowered to the free option they stopped reporting and are refusing to update my balance which has been paid off in full for over a month. Reporting to the BBB.