InCred Money

InCred Money is an all-in-one platform for intelligent investing in Pre-IPO | Unlisted Shares, Market Linked Debentures, Bonds, and Fixed Deposits. Trusted by over 1.5 lakh users with
a ₹1,350 crore AUM, InCred Money offers a user-friendly interface, expert insights, and diverse investment options.
Why Choose InCred Money?
Trust and Regulation:
Trusted and loved by 1.5 lakh+ users with an AUM of over ₹1,350+ crore and a track record of 100% on-time payments. Bank FDs on InCred Money are RBI-regulated and insured by
DICGC up to ₹5 lakh.
Accessible Investment Opportunities:
InCred Money opens the doors to multiple assets, such as Pre-IPO | Unlisted Shares, Market Linked Debentures, Bonds, and Fixed Deposits. You can diversify your portfolio effortlessly, optimizing returns while balancing risk.
Expert Guidance:
Our dedicated team of financial experts will simplify the investment process for you. We will provide the information you need to make informed decisions and achieve financial success.
Need more reasons to invest with InCred Money?
Invest in Pre-IPO | Unlisted Shares with just one share
Get 10-12% p.a. returns on Bonds
Get FD rates of up to 9.10%. Bank Deposits on InCred Money are insured up to ₹5 lakh by DICGC (wholly owned subsidiary of Reserve Bank of India).
ZERO fees, charges, or brokerage for all instruments
ZERO defaults to date
Exceptional customer support for a smooth investment experience
Earn amazing referral rewards by referring your friends to InCred Money
Assets available on the platform:
Pre-IPO | Unlisted Shares:
Pre-IPO | Unlisted Shares are unique investment opportunities that allow investors to buy shares in companies before they go public. Invest in Pre-IPO | Unlisted Shares and unlock
tremendous growth opportunities for your portfolio.
Bonds:
Bonds are vital for a robust investment strategy. These debt securities are issued by corporations to raise money for various purposes. When you invest in a bond, you effectively
lend money to the issuing corporation and receive periodic interest payments and principal when the bond matures. Bonds on InCred Money offer returns of 10-12% p.a.
Market Linked Debentures (MLDs):
Market-linked debentures (MLD) are a hybrid investment option issued in the form of a bond, where the returns or interest received is dependent on the performance of the Market. There are typically two types of MLDs: Principal-protected and Non-Principal Protected.
Fixed Deposits:
Fixed Deposits (FDs) are financial instruments offered by banks and financial institutions where individuals deposit a certain amount of money for a fixed period at a predetermined
interest rate. The fixed deposit interest rate on InCred Money is up to 9.10% and the investing process is 100% paperless and safe. You can choose from a range of Fixed Deposits and even track fixed deposits on the app. You don’t even have to open an FD account.
How to invest in assets on InCred Money?
For investing in Pre-IPO | Unlisted Shares:
Sign up on InCred Money & Complete your KYC in 2 minutes
Choose the company you want to invest in and review the details
Enter the no. of units you want to buy
Choose from multiple payment options and complete the payment
For investing in Bonds & MLDs:
Sign up on InCred Money
Complete your KYC in 2 minutes
Scroll through the available options
Start investing!
For investing in FDs:
Sign up on InCred Money
Choose the Bank & tenure
Complete your KYC
You’re all set!
Join our thriving community of investors and grow your money with InCred Money. Your financial security matters, and we're here to make your money work for you. Start your
smarter investing journey today.

If you have any questions, queries, or suggestions, feel free to write to us at [email protected].