InstantCredit - Credit Loan

Apply anytime, anywhere with your smartphone! Just download the app and sign up with your mobile number. Flexible for everyone, you can apply for a loan.
InstantCredit - Credit Loan does not directly participate in lending activities, but only provides a platform for registered non-bank financial companies (NBFC) or banks to lend to users.
Our NBFC Partners - Zilt Forms Pvt. Ltd.
Safe
Your privacy is very important to us. Verify your identity and submit all requirements in the application to complete your loan application.
Lending decisions are based on multiple factors visible on our app, including credit, income and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees:
InstantCredit is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to ₹88,000 lakh as direct cash transfer to Bank Account.
Mobile Loan characteristics:
Loan amount from ₹5000 to ₹88,000
Repayment periods from 3 Month to 24 Month
APR from 3.5% to 12% per annum
Processing fees range from 2.5% to 5% (GST 18% applies)
You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of principal amount overdue ).
No other hidden fees applicable to your loans!
Example of Mobile Loan :
- Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
- Interest of loan = ₹5,000 x 12 %/ 365 x 60 = ₹100
- Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
- Total cost of the loan = ₹225
- Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152)
- Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
- Monthly repayments of ₹2,550
If you have any suggestions or questions, please contact us:
Email: [email protected]
Address: 113/5A HAZRA ROAD Kolkata, West Bengal, 700026 India