Lightyear: Invest in stocks

Investing with an edge

Разработчик: Lightyear Financial

Описание

Invest in the international stock market with low fees, earn interest on uninvested cash, and seamlessly switch between GBP, EUR, and USD in your General Investment Account.
Remember, capital at risk. Terms apply.
Lightyear is an investing platform founded by an ex-Wise duo, headquartered in London and operating in 22+ European countries. It provides low-cost access for individuals (and businesses in some countries) to the international stock market, plus interest on uninvested cash. Lightyear has raised over $35M in funding from international VCs and is regulated by UK and Estonian financial authorities.
GETTING STARTED
1. Download the Lightyear app (or use the web app) and open your account.
2. Deposit funds in GBP, EUR, or USD in your General Investment Account, and in GBP in both your Cash ISA and Stocks and Shares ISA.
3. Invest in companies and funds you believe in.
4. Earn interest on uninvested cash.
Capital at risk. Terms apply.
WHY LIGHTYEAR?
- Explore 4,000+ US and Europe stocks & ETFs. Invest in ETFs with no Lightyear execution fees (other fees may apply).
- Multi-currency accounts in your General Investment account: you can hold cash in your investment account in pounds, euros and dollars. These accounts are free. You only pay an FX fee once, when you’re buying and selling in that currency (instead of for every transaction, like many other companies).
- Earn yield daily (paid monthly) with Vaults starting from €1—no minimums or maximums. Managed by BlackRock, the world’s largest asset manager (over $10 trillion under management globally).
- Manage company funds with a corporate multi-currency investment account. Access the world’s markets and earn interest on uninvested cash. For businesses of all sizes in 22 countries.
- Tax-wrappers for UK (ISAs), Estonia (Investeerimiskonto) and Hungary (TBSZ) to benefit more from your investments.
SECURITY
Your cash and investments are held in a segregated client account.
Investor protection - Lightyear Europe AS customers' assets are covered up to €20,000 by the Estonian Investor Protection Sectoral Fund; US securities are covered up to $500,000 by SIPC; Lightyear UK Ltd is protected by the FSCS. In the event of Lightyear UK Ltd default, if there is a shortfall in the cash or assets returned to you, you may be able to claim up to £85,000 via FSCS.
Provider: Lightyear UK Ltd (UK), Lightyear Europe AS (EU).
Help & Support: lightyear.com/help
Important: Coverage does not protect you against losses from market movements. If unsure, seek qualified advice.
Read more here: lightyear.com/gb/help/deposits-conversions-and-withdrawals/how-are-my-assets-protected
Capital at risk. The provider of investment services is Lightyear UK Ltd for the UK and Lightyear Europe AS for the EU. Terms apply – lightyear.com/terms. Seek qualified advice if necessary.
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Lightyear Частые Вопросы

  • Приложение Lightyear бесплатное?

    Да, Lightyear полностью бесплатное и не содержит встроенных покупок или подписок.

  • Является ли Lightyear фейковым или мошенническим?

    🤔 Качество приложения Lightyear спорное. Некоторые пользователи довольны, в то время как другие сообщают о проблемах. Рекомендуем ознакомиться с отдельными отзывами для получения более полной картины.

    Спасибо за ваш голос

  • Сколько стоит Lightyear?

    Приложение Lightyear бесплатное.

  • Сколько зарабатывает Lightyear?

    Чтобы получить оценку дохода приложения Lightyear и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.

Оценки пользователей

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1 оценок в Дания

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Lightyear Отзывы Пользователей

Finally a good alternative!

Marko-R on

Эстония

Heard your ad from estonas b2b radio and good thing I had the time at that specific moment to check ur web. Really intuitive app, so cheers to your developers!

A Frustrating and Useless Experience

Jarteet on

Эстония

I had high hopes for Lightyear but unfortunately, it turned out to be one of the worst financial services apps I’ve ever used. The functionality is completely unreliable—transactions fail without explanation, balances take forever to update, and the app crashes at the most inconvenient times. It’s as if the developers released an unfinished product and expected users to deal with the consequences. Customer service is even worse. If you run into an issue (which you will), don’t expect any meaningful assistance. Responses are slow, unhelpful, and often dismissive. Instead of resolving problems, they provide canned replies that don’t address the issue, making the entire experience even more frustrating. To top it off, the app seems overly restrictive in the most nonsensical ways. Simple actions like transferring money or verifying identity are subject to ridiculous roadblocks, making the whole service feel more like an obstacle course than a useful financial tool. It’s as if the app was designed to regulate users into frustration rather than provide any real convenience. Save yourself the headache and look elsewhere. It is an absolute disaster.

Tagasiside - töökindlus kriitilistel hetkedel kehva

Joonmeedia on

Эстония

Platvorm jookseb kokku, kui on suuri uudiseid ja nt tekib müügipaanika (nt 27.1.25 jooksid nii mobiil ja desktop kokku ja mul ei olnud võimalik kaitsta oma portfelli ja kaotasin sadu dollareid…) Probleem on, et äpp läägab, kui minna iphoneis otsi nupuga alla kerides jälgimisnimekirja juurde. Ja pidevalt, ilmselt on liiga palju jälgitavaid aktsiaid jmt. Vb aitaks see, kui oleks valmidus grupeerida listidesse aktsiaid. Arvan, et süsteem ei pea vastu. Desktopi vaates ei ole seda probleemi enamasti. Ja telefonis ning nt Usa turu avanedes ka jookseb kokku v ei pea liiklusele vastu Lightyear. Ja väga paljusid häid aktsiaid pole, mis nt LHV-s on olemas. Ja põhjamaade aktsiad on puudu. Muidu väga hästi disainitud, kasutajasõbraliku kujundusega ja hingega tehtud platvorm, kus mõistlikud teenustasud võrreldes pankadega. Saab eesti keeles kasutada! Platvormi sees võiks ka olla tunda ja näha, et tagasi- ja edasiside on oodatud.

Timeouts

Al Arkaris on

Эстония

App is slow and timeouting when trying to submit limit orders

15 евро так и не выплатили

Estonia USer on

Эстония

Крысы, хотел купить килограмм говядины на 15 евро, которые обещали!! Денег нет, кризис, работы тоже нет, тут подумал, что можно заработать 15 евро бесплатно, но не тут то было, крысы обманули! Ввел смарт ид, свои данные, а они просят ещё 50 евро внести, чтобы подарить 15!! У меня с такими людьми разговор короток, 9мм к виску и до свидания

Account was not activated

Moujk on

Эстония

At the registration step app said that my citizenship is banned, despite the fact of my residency, but on email i got a message that additional documents are needed, I provided them and now my account is blocked without any explanation

Super easy use

Erika loves food on

Эстония

THE most userfriendly tool i’ve seen

Just a hunt for your personal data

Alex_7572 on

Эстония

One of many similar online brokers. They want to know everything about you. Continuously ask for different documents and as result - no service and no explanation. Customer support also doesn’t work or even doesn’t exist. Don’t waste your money and time on it.

Love the UX

K. Kotkas on

Эстония

Made my first public market investments with Lightyear and only thing I regret is why I didn’t do it before

Started investing thanks to lightyear

big tick sally on

Эстония

I’m started investing thanks to lightyear! It is easy to get started and the app is built to educate you and help make good decisions

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