Liobank・Digital Mobile Banking

Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card.
Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.
26 reasons why Liobank will become your favorite bank:
- 2-in-1 card with combined credit and debit features and instant cashback.
- Credit limit of up to 300,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork.
- Pay and get up to 10% cashback on your spending and mobile top-ups cashback.
- Installment plans for up to 12 months with a low fee of only 1.7% per month.
- 3,5% interest on your personal funds with the Savings Account Feature.
- Zero fees for fast money transfers, payments, mobile top-ups, and utility payments.
- Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee.
- Supports Google Pay / Apple pay
- Set your own lucky account number – it's free!
- Payment reminders and utilities payments notifications to pay for your bills.
- "Piggy" to save for your dreams and earn 3,5% annual interest.
- Control payments for linked services directly in the Liobank internet banking app with subscription management.
- Shake your phone to pay and make transfers to people nearby without needing card or phone numbers.
- Split bills for cafes or taxis among friends.
- Seamlessly transfer money funds using your phone contact list.
- Add beautiful photos to your money transfers and congratulate your friends in the most original way!
- Cancel a payment within 10 seconds if you make a mistake.
- Respond to payments with a single touch and repeat previous payments instantly.
- Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits.
- Easily access and export card statements via the internet banking app.
- Label expenses with tags and build convenient finance analytics.
- Collect rewards for actively using your bank card.
- Use "Incognito" mode for privacy, concealing your balance and transaction amounts.
- Change your app background color with a tap.
- Use dark mode.
- React to payments with emojis instead of "thank you" or "money received."
- Choose how we address you. It could be fun when you speak with support.
- No chatbots - speak directly with our experienced support professionals anytime, anywhere.
Get your perfect Liobank 2-in-1 credit and debit card today!
Address: 15 Tran Bach Dang, Ward 3, Thu Duc District, Ho Chi Minh City, Vietnam. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005