Monibac

Get access to loans on Monibac

Разработчик: Prime Zone

Описание

Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account.
Why Monibac?
1. You do not need collateral before you can access a loan
2. There are no charges on both deposits or loans.
3. You can get an additional 50% of your savings as a loan.
4. You can get from 20,000NGN to 500,000NGN as a loan
5. We will always send reminders for your repayment without much disturbance.
How it works
Install the Monibac App from App Store
Register your account
Start saving
After 3 months, the customer is eligible to request a loan of up to 150% of their total savings.
If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete.
If the loan is approved, they will get a request to E-sign.
Once they sign, the approved amount is added to their Monibac Balance
Apart from loans, they can also lock their savings for a specified period of time. For example; if they save for 3 months, they get 3% of their savings. 6 months, they get 5%.
Our Loan Product
Tenure- Our tenure ranges from 90 to 180 days.
Interest rate for 90 days is 9%
Interest rate for 180 days is 15%
Loan amount will be capped at N5 million
Our interest rate depends on the tenure the customer chose.
An example of how this loan and repayment works….
If a customer has N200,000 as total savings, they can get a loan of N300,000.
If they take the loan for a period of 3 months, then the 9% interest will be on the principal amount of N100,000 which is 9,000. Therefore, the total payable amount will be N109,000.
Since the repayment is monthly, the N109,000 divided by 3 months = N36.333
Our APR is between 30.4% and 36.5% if we use 15% for the 6-month repayment and 9% for 3 months respectively.
Eligibility
1. Above 18 years.
2. Lives in Nigeria
3. Have saved on our platform for over 3 months
Contact Us
Customer service Email> admin@monibac.com
Customer service Hotline> 07060953139
Address > Block A211, Sura shopping complex, Lagos Island, Lagos state.
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Скриншоты

Monibac Частые Вопросы

  • Приложение Monibac бесплатное?

    Да, Monibac полностью бесплатное и не содержит встроенных покупок или подписок.

  • Является ли Monibac фейковым или мошенническим?

    ⚠️ Предупреждение: Несколько пользователей Monibac упомянули о мошенничестве или обмане. Тщательно изучите отзывы перед использованием этого приложения.

  • Сколько стоит Monibac?

    Приложение Monibac бесплатное.

  • Сколько зарабатывает Monibac?

    Чтобы получить оценку дохода приложения Monibac и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.

Оценки пользователей
Приложение еще не оценено в Австрия.
История оценок

Monibac Отзывы Пользователей

Delete my acc

Ehmoji on

Нигерия

Please delete my acc

My 150k disappeared from my account

Goodnews212 on

Нигерия

They will remove money from your account without any trace, take it or leave it

Useless App. Deserves zero star

Chuudi on

Нигерия

They require you to either have money saved in their app for up to 3 months (and you get 50% of the saved amount) or you must be a staff of their company. So who exactly are you offering loans to, because why will I want to borrow from you as a non-staff with savings of up to 3 months, instead of just withdrawing my money and moving on? Just say you don’t want to give loans period

Great for savings and money you don’t wanna touch

Therealay on

Нигерия

When I started using the app I had doubts but now I can say it’s good to help you save money especially if you want good interest rates and have a business

Scam

Kopilajr on

Нигерия

I downloaded the app inputed all my details only to get an error message saying my phone number is invalid … if them born ina well na ina use my details do rubbish

Monibac

Oogba656 on

Нигерия

You people bank is very worst worse at all have ever seen in my life I wanted to login and it is writing filter key match is not a function you people should pls resolve it now because am having a lot of money there you people should pls help me ooh pls

The best financial application

Timi Ladeji on

Нигерия

Very easy and comprehensive application

I need loan

bsfhn de f on

Нигерия

I need loan, are you giving within minutes, please I need loan today

Can’t get pass password

promquin on

Нигерия

I’m unable to use the app cos it keeps saying put valid password no matter the password I use

Monibac

Chinkata on

Нигерия

Easy to use. The savings and the Monilock buttons are not hard to find.

Оценки

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Топ бесплатных
151

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Monibac Доходы и Загрузки

Получите ценные инсайты о производительности Monibac с помощью нашей аналитики.
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