Monument Bank

Generally a very slick app, and good interest rates, but the app has an irritating issue - which none of my other finance apps do - in that it only allows you to be logged into one device at a time. If I log in on my iPad, I have to approve the new device on my iPhone, however I then get logged out on my phone and the next time I want to use the app on my phone I have to approve a new device on my iPad, which then gets logged out, and so on, with the app starting from fresh each time (eg. approving notifications, a “new device” alert email). It’s very annoying, please fix it. The members Net Worth feature is also a little sketchy; for banks or investment services that don’t offer Open Banking support you have to enter your login details for that bank into a Monument hosted login screen, which they then use to log in to that account to scrape the data and get your balances. Sharing bank login details with anyone, giving full account access rather than the limited scopes provided by Open Banking, however secure they claim it to be, makes me a little nervous…

Such a straightforward app that is very easy to use with excellent interest rates.

The banking app is so user friendly. I like the rate of interest and the speed of withdrawal.

Guaranteed by the FSCS, good interest rate currently, so easy to set up and withdraw. Very happy with this.

Great app to use because its User Interface and simple way of just getting things done.

By far the best and easiest to use banking app I have encountered

Great easy to use app. All that I need at the touch of a finger.

Been with this bank now for about 12 months and have been extremely pleased with their communication.

Nice and easy to use suits me well good interest rates

App been great to use, straight forward so far. No issues transferring to or from accounts.