Awful! Disgraceful company
Keep putting £12 charges on for late payments and have put me from 0% interest contract to a 49.9% interest because of these ‘late charges’ but I noticed they were taking my Direct debit out LATE and then blaming me for them bouncing back. I have direct debits set up on that date for a reason, if you don’t take them on time that is not my issue. Already told them I’m taking them to court over it. Disgusting DO NOT USE