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U Money helps you put your finances back in your hands. We want you to improve your financial wellness, through our unique approach to modern banking. With a fully accessible and fair digital service, U Money allows you to access your money whenever, and wherever.

U Money. The one app you need to manage your U Account

Open an account in just a few minutes right in the app and join the thousands of other people who are taking their finances back into their own hands.

PICK THE RIGHT ACCOUNT FOR YOU
PAYG
If you don’t need to make payments from your account or don’t visit the cash machine often, go for our PAYG plan and just pay for the services you need when you need them.
TEN
For people who use their U Account as their main account, the £10 per month plan makes perfect sense. One, low monthly fee for inclusive banking.

MANAGE YOUR MONEY
– Get a contactless Visa debit card that you can use globally - whether that’s in a shop, at a cash machine or online
– Free account top-ups (heads up: paying in cash is subject to a 3% charge)
– Check your balance instantly just by opening your app
– See how much you spend each month
– Check when that all-important payment has gone into your account

BUDGET ON THE GO
– Extra Accounts - to put money aside for bills (or something special)
– Set up and manage Direct Debits and standing orders to automatically pay bills from an Extra Account so you know exactly what you have left at the end of the month
– Put money aside automatically with our 365 Budgeting and Emergency Fund accounts, and take away the stress of trying to save

SEND AND RECEIVE MONEY INSTANTLY
– No more waiting around hours for money to land in your U Account. Our payments are now instant
– Spend money abroad
– Use your card anywhere where Visa is accepted
– Don’t risk going over your travel budget, use your U Money app to track your spending wherever you are in the world
– Pay anyone with just a few taps in our app
– Pay in cash at any of the 27,000+ PayPoint locations across the UK

SAFE AND SECURE
– Log in securely using Face ID, Touch ID or your private passcode
– Find out your PIN and account number safely and securely - don’t leave it lying around on a piece of paper
– Find your sort code and account number in seconds. It’s there right when you need it
– Lost your card? Just freeze it in seconds in the app. If you find it you can just head back to the app to unfreeze
– Switch off contactless if you prefer paying with chip and PIN
– Having problems? Send our team a secure message from within the app

With the U Money app, we make it super simple to send and receive money straight from your phone. Get your salary or benefits paid directly into your account. Set up Direct Debits and standing orders to make bill paying a breeze. Withdraw cash from ATMs all around the world. Pay money into your account by bank transfer, or by paying in cash at one of over 27k PayPoint locations across the UK. Check your spending anytime, anywhere.

You can apply for a card with us as long as you’re over 18 years old and you reside in the UK.