Rapaid

All your financial needs in one place; loans, savings & payments
Download the Rapaid today to get
-Get instant loans up to ₦1million
-Save and earn up to 20% on your savings
-Recharge airtime, buy data or pay your bills - all free
Download the tomX App now and enjoy easy access to credit and savings
Get a loan!
- Get salary backed loans up to 4 times your monthly salary (Up to NGN 2M)
- Make repayments over a maximum of 18 Months
- Monthly interest ranges from 2% - 3%.
- Annual Percentage Rate (APR) from 24% - 36%. There is late repayment fees or processing fees.
Example: For a 3-month loan of ₦100,000, TomxApp charges 3% a month.
- Flexible tenors from 2month (60days) and 365 days with the ability to make early repayments at any point in the tenor.
Savings with Benefits!
- Earn 20% per annum interest on your savings
- Recharge airtime, buy data or pay bills - all free
- Requirements: an IOS phone, at least 3 month salary account statement, data connection, and valid ID.
- No hidden charges, ever.
- Get rewarded for positive actions. By repaying loans on time, performing transactions, saving regularly, or referring friends, you earn rewards such as higher loan amounts and better interest rates.